446 Boal St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 446 Boal St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,044 sqft · built 2016
Owner	Individual Name on File
Last Sale	$695,000 (Dec 2025)
Tax Bill	$5,788 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086-0002-0459-00`

Property Details

APN / Parcel Number

Primary APN	`086-0002-0459-00`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,044 sqft Living Area
1st Floor Area	876 sqft
2nd Floor Area	1,168 sqft
Upper Floors Area	1,168 sqft
Basement Area	798 sqft
Finished Basement	160 sqft

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Width	116 ft Width
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	446 BOAL ST
City	CINCINNATI
State	OH
Zip	45202-0987
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW COR BOAL & YOUNG0.061 AC R2 T3 S13
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2007
Census Tract	1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Prospect Hill Historic District listed 1980 · 271 contributing resources · NRIS 80003078

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

446 Boal St is owned and occupied by an individual who bought it in December 2025.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	446 BOAL ST, CINCINNATI, OH 45202-0987
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Warranty Deed, Transfer · Conventional Mortgage THE NORTH SIDE BANK & TRUST CO
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTERBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Nov 19, 2014 · Amount on File
Deed Document Number	0000098483
Deed Book / Page	15564 / 833
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 17, 2025
Property Address	446 BOAL ST, CINCINNATI, OH 45202-0987
Document Number	0000098483
Book / Page	15564 / 833
Map Reference	MB 12756 PG 304
Instrument Date	Dec 16, 2025
Instrument	2025-0098483
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	UNKNOWN, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 BOAL ST, CINCINNATI, OH 45202-0987

Mortgage

Document Number	0000098484
Date	Dec 17, 2025
Instrument	2025-0098484

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	446 BOAL ST, CINCINNATI, OH 45202-0987
Document Number	0000028706
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 BOAL ST CINCINNATI OH 452020987, CINCINNATI, OH 45202-0987

Mortgage

Document Number	0000028706
Date	Mar 25, 2020
Book Page	014132/000970
Instrument	28706

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 446 Boal St was $5,788, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,788.00 (+0.14%)	$230,899 (-) Land $56,448 Building $174,451
2024	$5,780.00 (-0.17%)	$230,899 (-) Land $56,448 Building $174,451
2023	$5,790.00 (+80.15%)	$230,899 (+24.7%) Land $56,448 Building $174,451	$659,710 Land $161,280 Building $498,430
2022	$3,214.00	$185,161 Land $32,176 Building $152,985
2020			$529,030 Land $91,930 Building $437,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 446 Boal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 446 Boal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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