Okaloosa County property record for 446 Benning Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,578 sqft · built 1977 |
| Lot Size | 0.285 acres (12,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,238 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-7136-7 |
| Primary APN | C56-000-589-7136-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,578 sqft Living Area |
| Gross Area | 2,508 sqft |
| 1st Floor Area | 1,578 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 12,400 sqft (0.285 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Detached |
| Garage Area | 312 sqft |
| Porch | Florida Room |
| Porch Area | 303 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 446 BENNING DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EASTWOOD 2ND ADD W1/2 LOT 1 & W24 FT OF E1/2 LOT 1 |
| Legal Subdivision | EASTWOOD 2ND ADD |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23307 |
446 Benning Dr is owned and occupied by two individuals.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 BENNING DR, DESTIN, FL 32541-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 446 Benning Dr was $1,238 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,238.00 Homeowner's exemption Veteran's exemption | $148,649 | $370,424 Land $145,583 Building $224,841 |
| 2023 | $1,155.00 (+3.4%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $140,252 (+3%) | $359,052 (+7.55%) Land $132,096 Building $226,956 |
| 2022 | $1,117.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $136,167 | $333,842 Land $120,087 Building $213,755 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Benning Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Benning Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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