Okaloosa County property record for 442 Benning Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,280 sqft · built 1983 |
| Lot Size | 0.285 acres (12,391 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,421 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-082-6681-8 |
| Primary APN | C56-001-082-6681-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Living Area |
| Gross Area | 3,252 sqft |
| 1st Floor Area | 1,416 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 12,391 sqft (0.285 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 492 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 442 BENNING DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORTIZ S/D LOT 2A |
| Legal Subdivision | ORTIZ S/D |
| Legal Lot Number | 2A |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23307 |
442 Benning Dr is owned and occupied by an individual who acquired it in September 2021.
Source: Okaloosa County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 442 BENNING DR, DESTIN, FL 32541-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 30, 2021 |
| Transfer Doc | 0035824063 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 26, 2021 |
| Property Address | 442 BENNING DR, DESTIN, FL 32541-2414 |
| Document Number | 0035824063 |
| Book / Page | 3582 / 4063 |
| Map Reference | MB 4 PG 69 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 3499659 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 442 BENNING DR, DESTIN, FL 32541-2414 |
The 2025 property tax bill for 442 Benning Dr was $1,421 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,421.00 Homeowner's exemption | $159,067 | $431,173 Land $145,583 Building $285,590 |
| 2023 | $1,332.00 (+3.1%) Homeowner's exemption | $150,082 (+3%) | $415,997 (+7.57%) Land $132,096 Building $283,901 |
| 2022 | $1,292.00 Homeowner's exemption | $145,711 | $386,710 Land $120,087 Building $266,623 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 442 Benning Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 442 Benning Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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