446 65th St, Oakland, CA 94609 Property Records

Alameda County property record for 446 65th St, Oakland, CA 94609

Property Summary

Property Type	Home Plus Accessory Dwelling Unit
Details	4 bd · 3 ba · 2,231 sqft · built 1906
Lot Size	0.085 acres (3,710 sqft)
Owner	Individual Name on Record
Last Sale	$2,050,000 (Nov 2020)
Tax Bill	$31,239 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-1416-10`

Property Details

APN / Parcel Number

Primary APN	`16-1416-10`
Alternative APN	`016-1416-010-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,231 sqft Living Area
Gross Area	2,187 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1918
Architectural Style	Other
Construction Type	Wood
Lot Area	3,710 sqft (0.085 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	446 65TH ST
City	OAKLAND
State	CA
Zip	94609-1102
Property Category	Residential
Property Type	Residential > Single Family > Home Plus Accessory Dwelling Unit
Legal Description	BLK:A SUBD:UNIVERSITY PARK
Legal Subdivision	UNIVERSITY PARK
Legal Block	A
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3004
Census Tract	400400

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	446 65TH ST, OAKLAND, CA 94609-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Line of Credit PARAMOUNT BANK
Nov 12, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Jun 6, 2012 · Amount on Record
Deed Document Number	2020306485
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	446 65TH ST, OAKLAND, CA 94609-1102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6325 ALEXANDER DR, CLAYTON, MO 63105-2222

Mortgage

Document Number	0000196206
Date	Aug 12, 2020
Instrument	2020196206

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 31, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 12, 2020
Property Address	446 65TH ST, OAKLAND, CA 94609-1102
Document Number	0000306485
Map Reference	MB 16 PG 21
Instrument Date	Nov 2, 2020
Instrument	2020306485
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	446 65TH ST, OAKLAND, CA 94609-1102

Mortgage

Document Number	0000306486
Date	Nov 12, 2020
Instrument	2020306486

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$31,239.00 (+0.81%) Homeowner's exemption	$2,289,238 (+7.33%) Land $665,688 Building $1,623,550
2023	$30,987.00 Homeowner's exemption	$2,132,820 Land $639,846 Building $1,492,974

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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