438 65th St, Oakland, CA 94609 Property Records

Alameda County property record for 438 65th St, Oakland, CA 94609

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,178 sqft · built 1906
Lot Size	0.085 acres (3,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,860,000 (Sep 2026)
Tax Bill	$25,314 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2023 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`16-1416-8`

Property Details

APN / Parcel Number

Primary APN	`16-1416-8`
Alternative APN	`016-1416-008-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,178 sqft Living Area

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Construction Type	Wood
Lot Area	3,710 sqft (0.085 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	438 65TH ST
City	OAKLAND
State	CA
Zip	94609-1102
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT: 00008 BLK: AR: 0016 PAGE: 1416
Legal Subdivision	UNIVERSITY PARK
Legal Block	3
Legal Lot Number	15
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3004
Census Tract	400400

Owner

Source: Alameda County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	438 65TH ST, OAKLAND, CA 94609-1102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Grant Deed, Transfer · Conventional Mortgage KIND LENDING LLC
May 16, 2023	Intrafamily Transfer, Transfer
Apr 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 2, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 1, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Sep 6, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Sep 1, 2017	Quit Claim Deed, Transfer · Conventional Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2026 · Amount on Record
Deed Sale	Sep 17, 2026 · Amount on Record
Prior Sale	May 3, 2024 · Amount on Record
Deed Document Number	2026118609
Prior Transfer Date	Apr 6, 2020
Prior Transfer Doc	0000080136
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 17, 2026
Property Address	438 65TH ST, OAKLAND, CA 94609-1102
Document Number	0000118609
Instrument Date	Sep 9, 2026
Instrument	2026118609
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206,646.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 65TH ST, OAKLAND, CA 94609-1102

Mortgage

Document Number	0000118610,
Date	Sep 17, 2026
Instrument	2026118610

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	May 16, 2023
Property Address	438 65TH ST, OAKLAND, CA 94609-1102
Document Number	0000055590
Map Reference	MB 16 PG 21
Instrument Date	Apr 11, 2023
Instrument	2023055590
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	438 65TH ST, OAKLAND, CA 94609-1102

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Apr 10, 2020
Property Address	438 65TH ST, OAKLAND, CA 94609-1102
Document Number	0000080136
Map Reference	MB 16 PG 21
Instrument Date	Apr 6, 2020
Instrument	2020080136
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 65TH ST # 438, 438, OAKLAND, CA 94609-1102

Mortgage

Document Number	0000080137
Date	Apr 10, 2020
Instrument	2020080137

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 20, 2020
Property Address	438 65TH ST, OAKLAND, CA 94609-1102
Document Number	0000088213
Instrument Date	Apr 6, 2020
Instrument	88213
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	436-438 65TH ST OAKLAND CA 946091102, OAKLAND, CA 94609-1102

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 2, 2019
Property Address	438 65TH ST, OAKLAND, CA 94609-1102
Document Number	0000080579
Map Reference	MB 16 PG 21
Instrument Date	Apr 26, 2019
Instrument	2019080579
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	438 65TH ST, OAKLAND, CA 94609-1102

Mortgage

Document Number	0000080581
Date	May 2, 2019
Instrument	2019080581

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 1, 2017
Property Address	438 65TH ST, OAKLAND, CA 94609-1102
Document Number	0000193484
Instrument Date	Aug 25, 2017
Instrument	193484
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 HANCOCK ST #B SAN FRANCISCO CA 941142620, B, SAN FRANCISCO, CA 94114-2620

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 6, 2017
Property Address	438 65TH ST, OAKLAND, CA 94609-1102
Document Number	0000194637
Instrument Date	Aug 25, 2017
Instrument	194637
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	50 HANCOCK ST #B SAN FRANCISCO CA 941142620, B, SAN FRANCISCO, CA 94114-2620

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 1, 2017
Property Address	438 65TH ST, OAKLAND, CA 94609-1102
Document Number	0000193485
Instrument Date	Aug 25, 2017
Instrument	193485
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	438 65TH ST OAKLAND CA 946091102, OAKLAND, CA 94609-1102

Mortgage

Document Number	193486
Date	Sep 1, 2017
Instrument	193486

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,820,700 (+2%) Land $546,210 Building $1,274,490
2025	$25,314.00 (+77.93%)	$1,785,000 (+105.34%) Land $535,500 Building $1,249,500
2023	$14,227.00	$869,309 Land $260,441 Building $608,868

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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