1. Home
  2. New York
  3. Rensselaer County
  4. Troy
  5. 4th Ave

446 4th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 446 4th Ave, Troy, NY 12182

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 1,950 sqft · built 1890
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on File
Last Sale$164,300 (Oct 2021)
Tax Bill$7,099 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Oct 2021 Sale & Mortgage
APN381700 80.71-4-19

Property Details

APN / Parcel Number

Primary APN381700 80.71-4-19
Alternative APN
  • 1604890

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,950 sqft Total Area
1st Floor Area968 sqft
2nd Floor Area982 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions120 ft deep x 25 ft wide
PorchPorch
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1604890
Street Address446 4TH AVE
CityTROY
StateNY
Zip12182-2931
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTF
Legal Description2 STY FR HSE 274-9/PT 146
Legal Block4
Legal Lot Number19.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group4
Census Block4019
Census Tract40200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Lansingburgh Historic District
listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address129 MAIN ST, COHOES, NY 12047-4438
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2024Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Oct 27, 2021Warranty Deed, Transfer · FHA Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 27, 2021 · Amount on Record
Deed SaleOct 27, 2021 · Amount on Record
Prior SaleJan 13, 1999 · Amount on Record
Deed Document Number2021599079
Deed Book / Page9801 / 213
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address446 4TH AVE, TROY, NY 12182-2931
Transaction TypeMortgage
Record UpdatedFeb 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0105970146
DateFeb 7, 2024
Book Page10597/146
Instrument2024-638025
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateOct 27, 2021
Property Address446 4TH AVE, TROY, NY 12182-2931
Document Number0098010213
Book / Page9801 / 213
Instrument DateSep 23, 2021
Instrument2021-599079
Transaction TypeTransfer
Record UpdatedNov 23, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 MAIN ST, COHOES, NY 12047-4438

Mortgage

Document Number2021599080
DateOct 27, 2021
Instrument2021-599080
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,099.00 (+143.37%)$69,000 (-) Land $8,800 Building $60,200$118,200 (+19.88%) Land $15,075 Building $103,125
2023$69,000 (-) Land $8,800 Building $60,200$98,600 (+8.6%) Land $12,575 Building $86,025
2022$2,917.00$69,000 Land $8,800 Building $60,200$90,789 Land $11,579 Building $79,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1996–2011)
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
Hudson Valley Wireless
Fixed Wireless		200 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Nearby Properties on 4th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures