Rensselaer County and Troy City property record for 445 4th Ave, Troy, NY 12182
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,160 sqft · built 1890 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,289 (2026) |
| Deeds & Mortgages | Jul 2023 Refinance Feb 2023 Refinance + 1 more |
| APN | 381700 80.71-3-8 |
| Primary APN | 381700 80.71-3-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Total Area |
| 1st Floor Area | 1,080 sqft |
| 2nd Floor Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 120 ft deep x 25 ft wide |
| Garage Type | Detached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
| Porch Area | 140 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1604090 |
|---|---|
| Street Address | 445 4TH AVE |
| City | TROY |
| State | NY |
| Zip | 12182-2930 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TF |
| Legal Description | 2 STY FR HSE 273-14/122 |
| Legal Block | 3 |
| Legal Lot Number | 8.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 40200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Rensselaer County and Troy City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 445 4TH AVE, TROY, NY 12182-2930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BROADVIEW FEDERAL CREDIT UNION |
| Feb 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Aug 8, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 445 4TH AVE, TROY, NY 12182-2930 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0104260018 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 10426/18 |
| Instrument | 2023-629381 |
| Name | BROADVIEW FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 445 4TH AVE, TROY, NY 12182-2930 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0103130096 |
|---|---|
| Date | Feb 3, 2023 |
| Book Page | 10313/96 |
| Instrument | 2023-623417 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 445 4TH AVE, TROY, NY 12182-2930 |
| Document Number | 0000555521 |
| Instrument Date | Aug 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 445 4TH AVE TROY NY 121822930, TROY, NY 12182-2930 |
| Document Number | 0000555521 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 008914/000110 |
| Instrument | 555521 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2049 |
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,289.00 (+22.95%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $2,675.00 (+3%) | $78,000 (-) Land $8,800 Building $69,200 | $133,600 (+19.93%) Land $15,073 Building $118,527 |
| 2023 | $78,000 (-) Land $8,800 Building $69,200 | $111,400 (+8.54%) Land $12,568 Building $98,832 | |
| 2022 | $2,597.00 Homeowner's exemption Veteran's exemption | $78,000 Land $8,800 Building $69,200 | $102,632 Land $11,579 Building $91,053 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1996–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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