Lake County property record for 4458 River St, Willoughby, OH 44094 · Last verified May 2024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,707 sqft · built 1920 |
| Lot Size | 0.227 acres (9,901 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $257,900 (Sep 2019) |
| Tax Bill | $6,443 (2023) |
| Deeds & Mortgages | Dec 2021 Line of Credit Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-026-A-00-035-0 |
| Primary APN | 27-A-026-A-00-035-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 1,707 sqft Living Area |
| 1st Floor Area | 672 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 9,901 sqft (0.227 acres) |
| Lot Dimensions | 165 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached |
| Garage Area | 600 sqft Garage |
| Balcony Area | 8 sqft Balcony |
|---|---|
| Deck Area | 365 sqft Deck |
| Balcony | Balcony |
| Patio Area | 365 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 322 sqft Porch |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | D 43 |
|---|---|
| Street Address | 4458 RIVER ST |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 TRACT 13 |
| Legal Subdivision | SORTER SURVEY |
| Legal Tract | 13 |
| Legal Lot Number | 29 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 201400 |
Source: Lake County records · APN 27-A-026-A-00-035-0
Assessment roll updated August 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4458 RIVER ST, WILLOUGHBY, OH 44094-7838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION |
| Sep 25, 2019 | Warranty Deed, Transfer · Conventional with PMI BANKERS GUARANTEE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 25, 2019 · Amount on Record |
| Deed Sale | Sep 25, 2019 · Amount on Record |
| Prior Sale | Mar 07, 2005 · Amount on Record |
| Deed Document Number | 447524 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4458 RIVER ST, WILLOUGHBY, OH 44094-7838 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000045454 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2021R045454 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 25, 2019 |
| Property Address | 4458 RIVER ST, WILLOUGHBY, OH 44094-7838 |
| Document Number | 0000023211 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 23211 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,031.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4458 RIVER ST WILLOUGHBY OH 440947838, WILLOUGHBY, OH 44094-7838 |
| Document Number | 23212 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 23212 |
| Name | BANKERS GUARANTEE |
|---|---|
| Type | Funding / Finance Company |
| Address | MEDINA, OH 44256 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2049 |
Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,443.00 (+54.18%) Homeowner's exemption | $68,050 (-) Land $14,720 Building $53,330 | |
| 2022 | $4,179.00 Homeowner's exemption | $68,050 Land $14,720 Building $53,330 | |
| 2021 | $194,430 Land $42,070 Building $152,360 |
Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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