4458 Hancock Ct, Chipley, FL 32428 Property Records

Washington County property record for 4458 Hancock Ct, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,450 sqft · built 1972
Lot Size	0.263 acres (11,456 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Apr 2026)
Tax Bill	$1,691 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-0172-0003`

Property Details

APN / Parcel Number

Primary APN	`04-0172-0003`
Alternative APNs	`00000000-04-0172-0003` `000401720003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,450 sqft Living Area
Gross Area	2,766 sqft
1st Floor Area	1,450 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,456 sqft (0.263 acres)
Lot Width	112 ft Width
Garage Type	Attached
Garage Area	260 sqft
Porch	Florida Room
Porch Area	408 sqft
Patio Area	428 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4458 HANCOCK CT
City	CHIPLEY
State	FL
Zip	32428-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #4 LOT 3 ORB 254 P 1245 BLK 0172
Legal Range	14W
Legal Township	02S
Legal Section	36
Legal Subdivision	SUNNY HILLS
Legal Block	3
Legal Lot Number	3
Legal Unit	4
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1205
Census Tract	970301

Owner

Source: Washington County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	774 HOYT ST, 2, CHIPLEY, FL 32428-1607
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CTR
Apr 17, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Deed Document Number	20262829
Deed Book / Page	1368 / 243
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Apr 17, 2026
Property Address	4458 HANCOCK CT, CHIPLEY, FL 32428-3128
Document Number	0000002829
Book / Page	1368 / 243
Instrument Date	Apr 14, 2026
Instrument	2026.2829
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FLORIDA LAW TITLE AND TRUST PLC, FLORIDA LAND TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002830,
Date	Apr 17, 2026
Instrument	2026..2830

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Apr 17, 2026
Property Address	4458 HANCOCK CT, CHIPLEY, FL 32428-3128
Document Number	0067002829
Book / Page	1368 / 243
Instrument Date	Apr 14, 2026
Instrument	20262829
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002830,
Date	Apr 17, 2026
Instrument	20262830

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,691.00 (+1.32%)	$143,644 (-6.79%) Land $6,000 Building $137,644	$143,644 (-6.79%) Land $6,000 Building $137,644
2024	$1,669.00 (+11.56%)	$154,107 (+17.82%) Land $6,000 Building $148,107	$154,107 (+17.82%) Land $6,000 Building $148,107
2023	$1,496.00 (+8.96%)	$130,795 (+10.14%) Land $5,000 Building $125,795	$130,795 (+10.14%) Land $5,000 Building $125,795
2022	$1,373.00	$118,754 Land $3,500 Building $115,254	$118,754 Land $3,500 Building $115,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
AT&T DSL	10 / 1

May also be available: Verizon.

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