4455 Hancock Ct, Chipley, FL 32428 Property Records

Washington County property record for 4455 Hancock Ct, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,418 sqft · built 1979
Lot Size	0.539 acres (23,479 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Sep 2025)
Tax Bill	$742 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-0177-0006`

Property Details

APN / Parcel Number

Primary APN	`04-0177-0006`
Alternative APN	`000401770006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,418 sqft Heated Area
Gross Area	2,078 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2016
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,479 sqft (0.539 acres)
Lot Width	112 ft Width
Garage Type	Finished
Garage Area	380 sqft
Porch	Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000401770006
Street Address	4455 HANCOCK CT
City	CHIPLEY
State	FL
Zip	32428-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT # 4 LOT 6 & 7 ORB 1346 P 722, BLK 0177.
Legal Range	14W
Legal Township	02N
Legal Section	36
Legal Subdivision	SUNNY HILLS
Legal Block	177
Legal Lot Number	6-7 7
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1141
Census Tract	970301

Owner

4455 Hancock Ct is owned and occupied by an individual who bought it in September 2025.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4455 HANCOCK CT, CHIPLEY, FL 32428-3127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 18, 2019	Warranty Deed, Transfer · FHA Mortgage CENTENNIAL BANK
Nov 18, 2019	Correction Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC
Mar 27, 2019	Correction Deed, Transfer NOT AVAILABLE
Mar 27, 2019	Correction Deed, Transfer NOT AVAILABLE
Jan 16, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Jun 18, 2019 · Amount on File
Deed Document Number	202567006207
Deed Book / Page	1346 / 722
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 3, 2025
Property Address	4455 HANCOCK CT, CHIPLEY, FL 32428-3127
Document Number	0067006207
Book / Page	1346 / 722
Map Reference	MB 2 PG 42
Instrument Date	Sep 2, 2025
Instrument	202567006207
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	SOUTH OAK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4455 HANCOCK CT, CHIPLEY, FL 32428-3127

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4455 HANCOCK CT, CHIPLEY, FL 32428-3127

Mortgage

Document Number	0000000724
Date	Sep 3, 2025
Instrument	1346/724

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jun 18, 2019
Property Address	4455 HANCOCK CT, CHIPLEY, FL 32428-3127
Document Number	0067004642
Book / Page	1148 / 0025
Map Reference	MB 2 PG 42-54
Instrument Date	Jun 17, 2019
Instrument	201967004642
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,043.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4455 HANCOCK CT, 4455, CHIPLEY, FL 32428-3127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 E NORWOOD DR, PANAMA CITY, FL 32405-4016

Mortgage

Document Number	0000000027
Date	Jun 18, 2019
Instrument	1148/27

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

November 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	WASHINGTON FL
Recording Date	Nov 18, 2019
Property Address	4455 HANCOCK CT, CHIPLEY, FL 32428-3127
Document Number	0067009096
Book / Page	001161 / 000836
Instrument Date	Jun 17, 2019
Instrument	67009096
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2107 E NORWOOD DR PANAMA CITY FL 324054016, PANAMA CITY, FL 32405-4016

March 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 27, 2019
Property Address	4455 HANCOCK CT, CHIPLEY, FL 32428-3127
Document Number	0067002327
Book / Page	001140 / 000931
Instrument Date	Mar 20, 2019
Instrument	67002327
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 HANCOCK CT CHIPLEY FL 32428, CHIPLEY, FL 32428

March 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 27, 2019
Property Address	4455 HANCOCK CT, CHIPLEY, FL 32428-3127
Document Number	0067002328
Book / Page	001140 / 000933
Instrument Date	Mar 20, 2019
Instrument	67002328
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 HANCOCK CT CHIPLEY FL 32428, CHIPLEY, FL 32428

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jan 16, 2019
Property Address	4455 HANCOCK CT, CHIPLEY, FL 32428-3127
Document Number	0067000386
Book / Page	001135 / 000330
Instrument Date	Dec 18, 2018
Instrument	67000386
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5656 GLENS WAY RD PANAMA CITY FL 324049198, PANAMA CITY, FL 32404-9198

Tax Assessment & Valuation

The 2025 property tax bill for 4455 Hancock Ct was $742 with a homeowner's exemption, up 8.2% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$742.00 (+8.16%) Homeowner's exemption	$91,478 (+2.9%)	$184,760 (+5.4%) Land $12,000 Building $172,760
2024	$686.00 (+3.94%) Homeowner's exemption	$88,900 (+3%)	$175,291 (+21.42%) Land $12,000 Building $163,291
2023	$660.00 (+4.76%) Homeowner's exemption	$86,311 (+3%)	$144,366 (+10.99%) Land $10,000 Building $134,366
2022	$630.00 Homeowner's exemption	$83,797	$130,070 Land $7,000 Building $123,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4455 Hancock Ct in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4455 Hancock Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
AT&T DSL	10 / 1

May also be available: Verizon.

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