4457 Panorama Dr, Placerville, CA 95667 Property Records

El Dorado County property record for 4457 Panorama Dr, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,984 sqft · built 1987
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Aug 2011)
Tax Bill	$3,142 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`329-171-061-000`

Property Details

APN / Parcel Number

Primary APN	`329-171-061-000`
Alternative APNs	`32917161100` `3291716110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area
1st Floor Area	1,984 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	43,996 sqft
Terrain	Wooded
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,984 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	4457 PANORAMA DR
City	PLACERVILLE
State	CA
Zip	95667-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	PM 36/33/2
Legal Subdivision	36-33, PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1009
Census Tract	31505

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4457 PANORAMA DR, PLACERVILLE, CA 95667-9716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Commercial Mortgage EL DORADO SAVINGS BANK
Dec 23, 2019	Deed of Trust, Mortgage · Line of Credit SCHOOLS FINANCIAL CU
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MILLENNIAL HM LNDG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2011 · Amount on Record
Deed Sale	Aug 12, 2011 · Amount on Record
Prior Sale	Apr 30, 2001 · Amount on Record
Deed Document Number	201137842
Prior Transfer Date	Aug 27, 1996
Prior Transfer Doc	0000000162
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4457 PANORAMA DR, PLACERVILLE, CA 95667-9716
Transaction Type	Mortgage
Record Updated	Aug 4, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4457 PANORAMA DR, PLACERVILLE, CA 95667-9716

Mortgage

Document Number	0000020631
Date	Jul 25, 2023
Instrument	2023-0020631

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4457 PANORAMA DR, PLACERVILLE, CA 95667-9716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055062
Date	Dec 23, 2019
Instrument	2019-0055062

Lender

Name	SCHOOLS FINANCIAL CU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 14, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4457 PANORAMA DR, PLACERVILLE, CA 95667-9716
Document Number	0000063872
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4457 PANORAMA DR PLACERVILLE CA 956679716, PLACERVILLE, CA 95667-9716

Mortgage

Document Number	0000063872
Date	Nov 6, 2020
Instrument	63872

Lender

Name	MILLENNIAL HM LNDG INC
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2050

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$301,060 (+2%) Land $64,049 Building $237,011
2025	$3,142.00 (+4.7%)	$295,158 (+4.04%) Land $62,794 Building $232,364
2023	$3,001.00 (-42.73%)	$283,698 Land $60,356 Building $223,342
2022	$5,240.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

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