Pierce County property record for 4457 185th Ave E, Lake Tapps, WA 98391
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 2,952 sqft · built 1976 |
| Lot Size | 0.33 acres (14,364 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $499,719 (May 2017) |
| Tax Bill | $15,199 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 503800-0-060 |
| Primary APN | 503800-0-060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,952 sqft Living Area |
| 1st Floor Area | 1,476 sqft |
| Basement Area | 1,476 sqft |
| Finished Basement | 1,476 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,364 sqft (0.33 acres) |
| Lot Width | 65 ft Width |
| Terrain | Low |
| View / Lot | Lake Front |
| Garage Type | Detached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Wood Porch |
|---|---|
| Porch Area | 539 sqft |
| Deck Area | 486 sqft |
| Patio Area | 486 sqft |
| Shed | 1 Shed |
| Shed Area | 1,476 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 4457 185TH AVE E |
|---|---|
| City | LAKE TAPPS |
| State | WA |
| Zip | 98391-9112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | SECTION 16 TOWNSHIP 20 RANGE 05 QUARTER 31 LAKE TAPPS BANKERS ISLAND # 1 L 6 EASE & RESERVATION OF RECORD |
| Legal Range | 05 |
| Legal Township | 20 |
| Legal Section | 16 |
| Legal Subdivision | LAKE TAPPS BANKERS ISLAND # 1 |
| Legal Lot Number | 6 |
| Legal Unit | 1 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | PUYALLUP |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 70314 |
4457 185th Ave E is owned and occupied by two individuals who bought it in May 2017.
Source: Pierce County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4457 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2020 | Deed of Trust, Mortgage · Line of Credit US BK |
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| May 8, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2017 · Amount on File |
| Deed Sale | May 8, 2017 · Amount on File |
| Deed Document Number | 2017700 |
| Prior Transfer Date | May 4, 2017 |
| Prior Transfer Doc | 0000000700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4457 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Document Number | 2010210494 |
| Instrument Date | Oct 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4457 185TH AVE E LAKE TAPPS WA 983919112, LAKE TAPPS, WA 98391-9112 |
| Document Number | 2010210494 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 202010210494 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 20, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4457 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Document Number | 2006250239 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4457 185TH AVE E LAKE TAPPS WA 983919112, LAKE TAPPS, WA 98391-9112 |
| Document Number | 2006250239 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 202006250239 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | May 8, 2017 |
| Property Address | 4457 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Document Number | 0005080700 |
| Map Reference | VOL40 PG12&13 |
| Instrument Date | May 4, 2017 |
| Instrument | 201705080700 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,900.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4457 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Document Number | 0005080701 |
|---|---|
| Date | May 8, 2017 |
| Instrument | 201705080701 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 4457 185th Ave E was $15,199, up 18.7% from the year before.
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Sumner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,390,300 Land $769,200 Building $621,100 | $1,390,300 Land $769,200 Building $621,100 | |
| 2025 | $15,199.00 (+18.66%) | ||
| 2024 | $12,809.00 (-1.03%) | $1,215,300 (-4.37%) Land $708,200 Building $507,100 | $1,215,300 (-4.37%) Land $708,200 Building $507,100 |
| 2023 | $12,942.00 | $1,270,800 Land $759,500 Building $511,300 | $1,270,800 Land $759,500 Building $511,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4457 185th Ave E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4457 185th Ave E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650 |
|---|---|
| Water Source | Purchased surface water from CITY OF TACOMA WATER DIVISION |
| Last State Inspection | Oct 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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