Pierce County property record for 4452 185th Ave E, Lake Tapps, WA 98391
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,959 sqft · built 1990 |
| Lot Size | 0.373 acres (16,229 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,633,748 (Jun 2026) |
| Tax Bill | $22,128 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Apr 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 503800-0-340 |
| Primary APN | 503800-0-340 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,959 sqft Living Area |
| Gross Area | 4,815 sqft |
| 1st Floor Area | 1,712 sqft |
| Upper Floors Area | 1,396 sqft |
| Basement Area | 851 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 16,229 sqft (0.373 acres) |
| Terrain | Low |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 856 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 1,224 sqft |
| Deck Area | 543 sqft |
| Patio Area | 543 sqft |
| Shed | 1 Shed |
| Shed Area | 851 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 4452 185TH AVE E |
|---|---|
| City | LAKE TAPPS |
| State | WA |
| Zip | 98391-9112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | SECTION 16 TOWNSHIP 20 RANGE 05 QUARTER 32 LAKE TAPPS BANKERS ISLAND # 1: LAKE TAPPS BANKERS ISLAND # 1 L 34 EASE & RESERVATION OF RECORD |
| Legal Range | 05 |
| Legal Township | 20 |
| Legal Section | 16 |
| Legal Subdivision | LAKE TAPPS BANKERS ISLAND # 1 |
| Legal Lot Number | 34 |
| Legal Unit | 1 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | PUYALLUP |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 70314 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4452 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 15, 2026 | Warranty Deed, Transfer STEWART TITLE |
| Apr 20, 2026 | Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on Record |
| Deed Sale | Jun 15, 2026 · Amount on Record |
| Prior Sale | Apr 29, 1998 · Amount on Record |
| Deed Document Number | 2026177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Jun 15, 2026 |
| Property Address | 4452 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Document Number | 0000000177 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 2026177 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,003,165.31 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4452 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Apr 20, 2026 |
| Property Address | 4452 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Document Number | 0000000294 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026294 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4452 185TH AVE E, LAKE TAPPS, WA 98391-9112 |
| Document Number | 0000000294, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026294 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 4 Months |
| Due | Aug 15, 2026 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.22% |
| Initial Type | Balloon |
| Max Rate | -1% |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Sumner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,128.00 (+7.07%) | $1,914,300 (+2.13%) Land $789,200 Building $1,125,100 | $1,914,300 (+2.13%) Land $789,200 Building $1,125,100 |
| 2025 | $20,666.00 (+20.4%) | $1,874,400 (+14.72%) Land $826,800 Building $1,047,600 | $1,874,400 (+14.72%) Land $826,800 Building $1,047,600 |
| 2024 | $17,165.00 (-0.2%) | $1,633,900 (-3.55%) Land $735,200 Building $898,700 | $1,633,900 (-3.55%) Land $735,200 Building $898,700 |
| 2023 | $17,199.00 | $1,694,100 Land $788,500 Building $905,600 | $1,694,100 Land $788,500 Building $905,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650 |
|---|---|
| Water Source | Purchased surface water from CITY OF TACOMA WATER DIVISION |
| Last State Inspection | Oct 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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