Calvert County property record for 4455 Willows Rd, Chesapeake Beach, MD 20732
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,856 sqft · built 1993 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Sep 2003) |
| Tax Bill | $4,716 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-060507 |
| Primary APN | 02-060507 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,856 sqft Total Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 333 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 060507 |
|---|---|
| Street Address | 4455 WILLOWS RD |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-4215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 9R GROUP III WILLOWS COLONY |
| Legal Subdivision | WILLOWS COLONY |
| Legal Lot Number | 9R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 860502 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4455 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2024 | Intrafamily Transfer, Transfer |
| Sep 29, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2003 · Amount on Record |
| Deed Sale | Sep 24, 2003 · Amount on Record |
| Prior Sale | Feb 28, 1989 · Amount on Record |
| Deed Document Number | 200340921 |
| Deed Book / Page | 2001 / 18 |
| Last Transfer Date | Dec 26, 2023 |
| Transfer Doc | 0065250127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jan 18, 2024 |
| Property Address | 4455 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4215 |
| Document Number | 0065250127 |
| Book / Page | 6525 / 127 |
| Map Reference | LB 676 FO 787 |
| Instrument Date | Dec 26, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4455 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4215 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 4455 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4215 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4455 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4215 |
| Document Number | 0063510033 |
|---|---|
| Date | Sep 29, 2022 |
| Book Page | 6351/33 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $447,300 (+7.39%) | $478,100 (-) Land $168,300 Building $309,800 | |
| 2025 | $4,716.00 (+21.67%) | $416,500 (+11.63%) | $478,100 (+23.96%) Land $168,300 Building $309,800 |
| 2023 | $3,876.00 | $373,100 | $385,700 Land $168,300 Building $217,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 56 (1985–2024) |
| Claims Outside the SFHA | 22 of 56 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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