4325 Willows Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 4325 Willows Rd, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,240 sqft · built 1991
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on File
Last Sale$20,000 (Aug 1983)
Tax Bill$5,673 (2025)
Flood ZoneZone X (minimal risk)
APN02-060493

Property Details

APN / Parcel Number

Primary APN02-060493
Alternative APNs
  • 2060493
  • 060493

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,240 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area130,680 sqft (3 acres)
Garage TypeBasement
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area90 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number060493
Street Address4325 WILLOWS RD
CityCHESAPEAKE BEACH
StateMD
Zip20732-4213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUR
Legal DescriptionLT 8 GROUP III WILLOWS COLONY
Legal SubdivisionWILLOWS COLONY
Legal Lot Number8
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group1
Census Block1002
Census Tract860502

Owner

4325 Willows Rd is owned and occupied by an individual who bought it in August 1983.

Source: Calvert County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address4325 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4213
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 1983 · Amount on File
Deed SaleAug 10, 1983 · Amount on File
Deed Book / Page303 / 388
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4325 Willows Rd was $5,673.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$548,733$592,300 Land $168,300 Building $424,000
2025$5,673.00
2023$4,617.00$444,433$461,600 Land $168,300 Building $293,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4325 Willows Rd in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 72 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims56 (1985–2024)
Claims Outside the SFHA22 of 56
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Tropical Storm Isaias, Aug 2020 · 2 claims
  • Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4325 Willows Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 80% of Maryland
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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