4455 Millwater Dr, Powell, OH 43065 Property Records

Delaware County property record for 4455 Millwater Dr, Powell, OH 43065

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,048 sqft · built 1994
Lot Size	1.01 acres (44,264 sqft)
Owner	2 Individual Names on File
Tax Bill	$13,682 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`319-312-01-016-000`

Property Details

APN / Parcel Number

Primary APN	`319-312-01-016-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,048 sqft Living Area
Gross Area	5,856 sqft
1st Floor Area	2,203 sqft
Upper Floors Area	845 sqft
Basement Area	2,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	44,264 sqft (1.01 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	8 Parking Spaces
Porch	Open Porch
Porch Area	287 sqft
Patio Area	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	4455 MILLWATER DR
City	POWELL
State	OH
Zip	43065-7624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 773
Legal Subdivision	SCIOTO HILLS #3
Legal Lot Number	773
Jurisdiction	DELAWARE OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1020
Census Tract	11900

Owner

4455 Millwater Dr is owned and occupied by two individuals who acquired it in May 2012.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4455 MILLWATER DR, POWELL, OH 43065-7624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Dec 20, 2016	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2012
Deed Sale	May 11, 2012
Deed Document Number	201215939
Deed Book / Page	1120 / 2460
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4455 MILLWATER DR, POWELL, OH 43065-7624
Transaction Type	Mortgage
Record Updated	May 26, 2023
Title Company	LEADERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000052173
Date	Nov 30, 2021
Book Page	1924/2198
Instrument	202100052173

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	157 Months
Due	Dec 1, 2034

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4455 MILLWATER DR, POWELL, OH 43065-7624
Transaction Type	Mortgage
Record Updated	Apr 14, 2022
Title Company	HAMPTON TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028181
Date	Oct 8, 2019
Book Page	1670/0352
Instrument	201900028181

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4455 MILLWATER DR, POWELL, OH 43065-7624
Document Number	0000001030
Book / Page	001479 / 001918
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	May 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4455 MILLWATER DR POWELL OH 430657624, POWELL, OH 43065-7624

Mortgage

Document Number	0000001030
Date	Jan 11, 2017
Book Page	001479/001918
Instrument	1030

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4455 Millwater Dr was $13,682, up 5.7% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Liberty Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,682.00 (+5.67%)	$246,160 (-) Land $43,370 Building $202,790	$703,300 Land $123,900 Building $579,400
2024	$12,948.00 (-1.33%) Homeowner's exemption	$246,160 (-) Land $43,370 Building $202,790
2023	$13,122.00 Homeowner's exemption	$246,160 Land $43,370 Building $202,790	$703,300 Land $123,900 Building $579,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4455 Millwater Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4455 Millwater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

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