4440 Millwater Dr, Powell, OH 43065 Property Records

Delaware County property record for 4440 Millwater Dr, Powell, OH 43065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,812 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$267,000 (Oct 1997)
Tax Bill	$10,213 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`319-312-01-018-000`

Property Details

APN / Parcel Number

Primary APN	`319-312-01-018-000`
Alternative APN	`251654.00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,812 sqft Living Area
Gross Area	4,880 sqft
1st Floor Area	1,632 sqft
Upper Floors Area	844 sqft
Basement Area	1,372 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	330 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Patio Area	470 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	4440 MILLWATER DR
City	POWELL
State	OH
Zip	43065-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 763
Legal Subdivision	SCIOTO HILLS #3
Legal Lot Number	763
Jurisdiction	DELAWARE OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1022
Census Tract	11900

Owner

4440 Millwater Dr is owned and occupied by an individual who acquired it in February 2025.

Source: Delaware County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4440 MILLWATER DR, POWELL, OH 43065-9730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE EQUITABLE MORTGAGE CORP
Jun 18, 2021	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE EQUITABLE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 1997 · Amount on File
Deed Sale	Oct 10, 1997 · Amount on File
Prior Sale	Dec 20, 1995 · Amount on File
Last Transfer Date	Feb 25, 2025
Transfer Doc	0000004231
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4440 MILLWATER DR, POWELL, OH 43065-9730
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4440 MILLWATER DR, POWELL, OH 43065-9730

Mortgage

Document Number	0000029018
Date	Dec 1, 2025
Instrument	202500029018

Lender

Name	THE EQUITABLE MORTGAGE CORP
Type	Mortgage Company
Address	DUBLIN, OH 43017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4440 MILLWATER DR, POWELL, OH 43065-9730
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027797
Date	Jun 18, 2021
Book Page	1870/2819
Instrument	202100027797

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	POWELL, OH 43065

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4440 MILLWATER DR, POWELL, OH 43065-9730
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031205
Date	Jul 12, 2021
Book Page	1878/1219
Instrument	202100031205

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	POWELL, OH 43065

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4440 MILLWATER DR, POWELL, OH 43065-9730
Transaction Type	Mortgage
Record Updated	Apr 14, 2022
Title Company	MONARCH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019290
Date	Jun 5, 2020
Book Page	1733/2251
Instrument	202000019290

Lender

Name	THE EQUITABLE MORTGAGE CORP
Type	Mortgage Company
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4440 Millwater Dr was $10,213, up 5.6% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Liberty Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,213.00 (+5.57%)	$183,760 (-) Land $43,370 Building $140,390	$525,000 Land $123,900 Building $401,100
2024	$9,674.00 (-0.38%) Homeowner's exemption	$183,760 (-) Land $43,370 Building $140,390
2023	$9,711.00 Homeowner's exemption	$183,760 Land $43,370 Building $140,390	$525,000 Land $123,900 Building $401,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4440 Millwater Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4440 Millwater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

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