4454 Lake Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4454 Lake Rd E, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,008 sqft · built 1944
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Apr 2024)
Tax Bill	$4,401 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-047-00-156-00`

Property Details

APN / Parcel Number

Primary APN	`17-047-00-156-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	180 ft deep x 80 ft wide
Terrain	Low
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	105 sqft
Deck Area	96 sqft
Patio Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4454 LAKE RD
City	CONNEAUT
State	OH
Zip	44030-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 1--50 -185&186-
Legal Subdivision	GENEVA PARK LAND CO PLAT
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1004
Census Tract	603

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4454 LAKE RD E, GENEVA, OH 44041-9411
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Nov 26, 2019	Deed of Trust, Mortgage QUICKEN LNS
Jan 11, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Dec 3, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2024 · Amount on Record
Deed Sale	Apr 3, 2024 · Amount on Record
Prior Sale	Jan 11, 2019 · Amount on Record
Deed Document Number	20242693
Deed Book / Page	815 / 2555
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	4454 LAKE RD E, GENEVA, OH 44041-9411
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 ROSEHEDGE DR, YOUNGSTOWN, OH 44514-3611

Mortgage

Document Number	0000002694
Date	Apr 3, 2024
Book Page	815/2559
Instrument	2024-00002694

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2039

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	4454 LAKE RD E, GENEVA, OH 44041-9411
Document Number	0000012543
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4454 LAKE RD E GENEVA OH 440419411, GENEVA, OH 44041-9411

Mortgage

Document Number	0000012543
Date	Dec 9, 2019
Book Page	000698/000748
Instrument	12543

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jan 11, 2019
Property Address	4454 LAKE RD E, GENEVA, OH 44041-9411
Document Number	0000000331
Book / Page	000675 / 001186
Instrument Date	Dec 21, 2018
Instrument	331
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$249.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4454 LAKE RD GENEVA OH 44041, GENEVA, OH 44041

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ASHTABULA OH
Recording Date	Dec 3, 2018
Property Address	4454 LAKE RD E, GENEVA, OH 44041-9411
Document Number	0000012300
Book / Page	000673 / 000266
Instrument Date	Nov 29, 2018
Instrument	12300
Transaction Type	Foreclosure
Record Updated	Aug 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$232.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,401.00 (+77.1%)	$53,660 (-) Land $9,210 Building $44,450	$153,300 (-) Land $26,300 Building $127,000
2023	$2,485.00 (+18.96%)	$53,660 (+29.8%) Land $9,210 Building $44,450	$153,300 (+29.81%) Land $26,300 Building $127,000
2022	$2,089.00	$41,340 Land $7,070 Building $34,270
2020			$118,100 Land $20,200 Building $97,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1986–1998)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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