4448 Lake Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4448 Lake Rd E, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 480 sqft · built 1950
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,500 (Jun 2026)
Tax Bill	$1,820 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-047-00-154-00`

Property Details

APN / Parcel Number

Primary APN	`17-047-00-154-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	480 sqft Living Area
1st Floor Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Concrete Block
Foundation Type	No Foundation
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	180 ft deep x 40 ft wide
Terrain	Low

Exterior Amenities

Porch	Stoop
Porch Area	220 sqft
Deck Area	100 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4448 LAKE RD E
City	GENEVA
State	OH
Zip	44041-9411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 1--50 -183-
Legal Subdivision	GENEVA PARK LAKE COS SUB
Legal Lot Number	183
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1004
Census Tract	603

Owner

Source: Ashtabula County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4448 LAKE RD E, GENEVA, OH 44041-9411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 29, 2021	Affidavit of Death of Joint Tenant, Transfer FIRST MERIDIAN TITLE AGENCY
Oct 29, 2018	Fiduciary Deed, Transfer · Conventional Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Sep 29, 2021 · Amount on Record
Deed Document Number	20265863
Deed Book / Page	873 / 2577
Prior Transfer Date	Sep 23, 2021
Prior Transfer Doc	0000012081
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jun 29, 2026
Property Address	4448 LAKE RD E, GENEVA, OH 44041-9411
Document Number	0000005863
Book / Page	873 / 2577
Instrument Date	Jun 22, 2026
Instrument	20265863
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,690.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4448 LAKE RD E, GENEVA, OH 44041-9411

Mortgage

Document Number	0000005864,
Date	Jun 29, 2026
Instrument	20265864

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Sep 29, 2021
Property Address	4448 LAKE RD E, GENEVA, OH 44041-9411
Document Number	0000012082
Book / Page	751 / 2325
Map Reference	VOL 10 PG 75
Instrument Date	Sep 23, 2021
Instrument	202100012082
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	FIRST MERIDIAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4448 LAKE RD E, GENEVA, OH 44041-9411

Mortgage

Document Number	0007512327
Date	Sep 29, 2021
Instrument	751/2327

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ASHTABULA OH
Recording Date	Sep 29, 2021
Property Address	4448 LAKE RD E, GENEVA, OH 44041-9411
Document Number	0000012081
Book / Page	751 / 2322
Map Reference	VOL 10 PG 75
Instrument Date	Sep 23, 2021
Instrument	202100012081
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	FIRST MERIDIAN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4448 LAKE RD E, GENEVA, OH 44041-9411

October 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ASHTABULA OH
Recording Date	Oct 29, 2018
Property Address	4448 LAKE RD E, GENEVA, OH 44041-9411
Document Number	0000011091
Book / Page	670 / 2556
Map Reference	VOL 10 PG 75
Instrument Date	Oct 2, 2018
Instrument	201800011091
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	FRANKLIN BLAIR TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4448 LAKE RD E, GENEVA, OH 44041-9411

Mortgage

Document Number	0000011092
Date	Oct 29, 2018
Instrument	201800011092

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,820.00 (-1.25%)	$22,200 (-) Land $4,590 Building $17,610	$63,400 (-) Land $13,100 Building $50,300
2024	$1,843.00 (+81.93%)	$22,200 (-) Land $4,590 Building $17,610	$63,400 (-) Land $13,100 Building $50,300
2023	$1,013.00 (+19.04%) Homeowner's exemption	$22,200 (+29.9%) Land $4,590 Building $17,610	$63,400 (+29.92%) Land $13,100 Building $50,300
2022	$851.00 Homeowner's exemption	$17,090 Land $3,540 Building $13,550
2020			$48,800 Land $10,100 Building $38,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1986–1998)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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