4453 Aspenway, Duluth, MN 55810 Property Records

St. Louis County property record for 4453 Aspenway, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,496 sqft · built 1991
Lot Size	2.81 acres (122,480 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Nov 2021)
Tax Bill	$5,308 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`530-0250-00040`

Property Details

APN / Parcel Number

Primary APN	`530-0250-00040`
Alternative APN	`1121067`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,496 sqft Gross Area
1st Floor Area	1,496 sqft
Basement Area	1,296 sqft
Finished Basement	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Lot Area	122,480 sqft (2.81 acres)
Garage Area	1,248 sqft

Exterior Amenities

Porch	Slab
Porch Area	584 sqft
Deck Area	50 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1121067
Street Address	4453 ASPENWAY
City	DULUTH
State	MN
Zip	55810-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT: 0004 BLOCK:001 SERIAL #
Legal Subdivision	THE WOODS
Legal Block	1
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	SOLWAY
Census Block Group	4
Census Block	4018
Census Tract	11102

Owner

4453 Aspenway is owned and occupied by an individual who bought it in November 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4453 ASPENWAY, DULUTH, MN 55810-9733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Oct 28, 2019	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on File
Deed Sale	Nov 17, 2021 · Amount on File
Prior Sale	Oct 28, 2019 · Amount on File
Deed Document Number	20211430288
Prior Transfer Date	Sep 20, 2016
Prior Transfer Doc	0001295322
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 17, 2021
Property Address	4453 ASPENWAY, DULUTH, MN 55810-9733
Document Number	0001430288
Instrument Date	Nov 8, 2021
Instrument	1430288
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,567.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4453 ASPENWAY, DULUTH, MN 55810-9733

Mortgage

Document Number	0001430289
Date	Nov 17, 2021
Instrument	1430289

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 28, 2019
Property Address	4453 ASPENWAY, DULUTH, MN 55810-9733
Document Number	00A1366305
Instrument Date	Oct 25, 2019
Instrument	A1366305
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4453 ASPENWAY DULUTH MN 558109733, DULUTH, MN 55810-9733

Mortgage

Document Number	A1366306
Date	Oct 28, 2019
Instrument	A1366306

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 27, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 4453 Aspenway was $5,308 with a homeowner's exemption, up 4.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Solway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,308.00 (+4.16%) Homeowner's exemption
2025	$5,096.00 (+9.92%) Homeowner's exemption	$553,800 (+9.17%) Land $50,800 Building $503,000	$553,800 (+9.17%) Land $50,800 Building $503,000
2024	$4,636.00	$507,300 Land $49,000 Building $458,300	$507,300 Land $49,000 Building $458,300
2022		$420,800 Land $38,700 Building $382,100	$420,800 Land $38,700 Building $382,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4453 Aspenway in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4453 Aspenway is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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