4450 Aspenway, Duluth, MN 55810 Property Records

St. Louis County property record for 4450 Aspenway, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,144 sqft
Lot Size	2.66 acres (115,950 sqft)
Owner	Individual Name on File
Last Sale	$239,106 (Oct 2006)
Tax Bill	$3,594 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`530-0250-00060`

Property Details

APN / Parcel Number

Primary APN	`530-0250-00060`
Alternative APN	`811494`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Building Area	1,144 sqft Gross Area
1st Floor Area	1,144 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	115,950 sqft (2.66 acres)
Garage Area	672 sqft

Exterior Amenities

Porch	Porch
Porch Area	156 sqft
Deck Area	619 sqft
Storage Building	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	811494
Street Address	4450 ASPENWAY
City	DULUTH
State	MN
Zip	55810-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT: 0006 BLOCK:001 SERIAL #
Legal Subdivision	THE WOODS TOWN OF SOLWAY
Legal Block	1
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	SOLWAY
Census Block Group	4
Census Block	4018
Census Tract	11102

Owner

4450 Aspenway is owned and occupied by an individual who bought it in October 2006.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4450 ASPENWAY, DULUTH, MN 55810-9733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BK NA
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2006 · Amount on File
Deed Sale	Oct 30, 2006 · Amount on File
Deed Document Number	20061033794
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4450 ASPENWAY, DULUTH, MN 55810-9733
Document Number	00A1394930
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	OLD REPUBLIC NATIONAL INSURANCE COMPANY, OLD REPUBLIC NAT'L INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4450 ASPENWAY DULUTH MN 558109733, DULUTH, MN 55810-9733

Mortgage

Document Number	00A1394930
Date	Nov 3, 2020
Instrument	A1394930

Lender

Name	GOLDWATER BK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 2, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4450 ASPENWAY, DULUTH, MN 55810-9733
Document Number	00A1360073
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4450 ASPENWAY DULUTH MN 558109733, DULUTH, MN 55810-9733

Mortgage

Document Number	00A1360073
Date	Aug 6, 2019
Instrument	A1360073

Lender

Name	GOLDWATER BK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 5, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 4450 Aspenway was $3,594 with a homeowner's exemption, up 4.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Solway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,594.00 (+4.11%) Homeowner's exemption
2025	$3,452.00 (+8.76%) Homeowner's exemption	$387,900 (+8.93%) Land $49,600 Building $338,300	$387,900 (+8.93%) Land $49,600 Building $338,300
2024	$3,174.00	$356,100 Land $47,800 Building $308,300	$356,100 Land $47,800 Building $308,300
2022		$294,800 Land $38,400 Building $256,400	$294,800 Land $38,400 Building $256,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4450 Aspenway in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4450 Aspenway is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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