4451 Winners Gait Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4451 Winners Gait Cir, Pace, FL 32571 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2010
Square Footage	2,494 sqft Heated Area
Lot Size	12,807 sqft (0.294 acres)
Occupancy	Owner Occupied
Last Sale	$400,000 (2023)
Tax Bill	$3,612.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`34-2N-29-5781-00A00-0030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,494 sqft Heated Area
Gross Area	3,216 sqft Gross Area
1st Floor	2,934 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Custom/Decorative Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2010
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Shingle Roof
Lot Area	12,807 sqft (0.294 acres)
Depth X Width	1,460 ft x 880 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	440 sqft Garage
Porch	Open Porch
Porch Area	282 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	342N29578100A000030
Street Address	4451 WINNERS GAIT CIR
City	PACE
State	FL
Zip	32571-6377
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WINNERS GAIT LOT 3 BLK A AS DES IN OR 4433 PG 1475
Legal Range	29W
Legal Township	02N
Legal Section	34
Legal Subdivision	WINNER'S GAIT
Legal Block	A
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Minor Civil Division	PACE
Census Blockgroup	2
Census Block	2011
Census Tract	10301

Owner

Source: Santa Rosa County records · APN 34-2N-29-5781-00A00-0030

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4451 WINNERS GAIT CIR, PACE, FL 32571-6377
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Prior Sale	Sep 29, 2011 · Amount on Record
Deed Doc Number	202341773
Deed Book / Page	4433 / 1475
Record Refreshed	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 14, 2023
Property Address	4451 WINNERS GAIT CIR, PACE, FL 32571-6377
Document Number	0044331475
Book / Page	4433 / 1475
Map Reference	MB 11 PG 16
Instrument Date	Sep 11, 2023
Instrument	202341773
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4451 WINNERS GAIT CIR, PACE, FL 32571-6377

Mortgage

Document Number	0044331477
Date	Sep 14, 2023
Instrument	4433/1477

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Oct 01, 2028
Change Frequency	5 Years
Min Rate At Change	5%
Max Rate At Change	9%
Index	5-Year TN
Margin	2
Max Rate	12%

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,612.00 (-6.96%) Homeowner's exemption	$314,161 (+4.17%) Land $48,000 Building $266,161	$314,161 (+4.17%) Land $48,000 Building $266,161
2023	$3,882.00 (+4.81%)	$301,593 (+1.19%) Land $45,000 Building $256,593	$301,593 (+1.19%) Land $45,000 Building $256,593
2022	$3,704.00	$298,045	$298,045 Land $41,000 Building $257,045

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.