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4443 Winners Gait Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4443 Winners Gait Cir, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,298 sqft · built 2010
Lot Size0.292 acres (12,720 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (May 2023)
Tax Bill$445 (2024)
Deeds & MortgagesMar 2026 Mortgage
May 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN34-2N-29-5781-00A00-0050

Property Details

APN / Parcel Number

Primary APN34-2N-29-5781-00A00-0050
Alternative APN
  • N29234578100A000050

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,298 sqft Living Area
Gross Area2,991 sqft
1st Floor Area2,298 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area12,720 sqft (0.292 acres)
Lot Dimensions145 ft deep x 88 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area273 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4443 WINNERS GAIT CIR
CityPACE
StateFL
Zip32571-6377
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWINNERS GAIT LOT 5 BLK A AS DES IN OR 4398 PG 2057
Legal Range29W
Legal Township2N
Legal Section34
Legal SubdivisionWINNERS GAIT
Legal BlockA
Legal Lot Number5
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group2
Census Block2011
Census Tract10301

Owner

Source: Santa Rosa County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4443 WINNERS GAIT CIR, MILTON, FL 32571-6377
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
May 26, 2023Warranty Deed, Transfer · VA Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 11, 2020Warranty Deed, Transfer · VA Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2023 · Amount on Record
Deed SaleMay 26, 2023 · Amount on Record
Prior SaleJun 11, 2020 · Amount on Record
Deed Document Number202323285
Deed Book / Page4398 / 2057
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4443 WINNERS GAIT CIR, PACE, FL 32571-6377
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4443 WINNERS GAIT CIR, PACE, FL 32571-6377

Mortgage

Document Number0047210621
DateMar 18, 2026
Book Page4721/621
Instrument202613468
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term329 Months
DueAug 1, 2053

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 26, 2023
Property Address4443 WINNERS GAIT CIR, PACE, FL 32571-6377
Document Number0043982057
Book / Page4398 / 2057
Map ReferenceMB 11 PG 16&17
Instrument DateMay 25, 2023
Instrument202323285
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1712 PICKWICK PL, FLEMING ISLAND, FL 32003-7285

Transferred To (Grantee/Buyer)

NameVerified Name
Address4443 WINNERS GAIT CIR, PACE, FL 32571-6377

Mortgage

Document Number0043982058
DateMay 26, 2023
Instrument4398/2058
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 11, 2020
Property Address4443 WINNERS GAIT CIR, PACE, FL 32571-6377
Document Number0039620318
Book / Page3962 / 318
Map ReferenceMB 11 PG 16&17
Instrument DateJun 9, 2020
Instrument202028191
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanySURETY LAND TITLE OF FL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,900.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4443 WINNERS GAIT CIR, PACE, FL 32571-6377

Mortgage

Document Number0003962319
DateJun 11, 2020
Instrument3962/319
Lender
NameUS BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$355,918 (+14.17%) Land $50,000 Building $305,918$355,918 (+14.17%) Land $50,000 Building $305,918
2024$445.00 (-86.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$311,735 (+10.01%) Land $48,000 Building $263,735$311,735 (+10.01%) Land $48,000 Building $263,735
2023$3,299.00 (+0.52%) Homeowner's exemption$283,367 (+1.28%) Land $45,000 Building $238,367$283,367 (+1.28%) Land $45,000 Building $238,367
2022$3,282.00 Homeowner's exemption$279,798$279,798 Land $41,000 Building $238,798

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims4 (2014–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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