Santa Rosa County property record for 4401 Watkins St, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,326 sqft · built 1975 |
| Lot Size | 0.714 acres (31,145 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,000 (Oct 2018) |
| Tax Bill | $1,036 (2024) |
| Deeds & Mortgages | Oct 2021 Line of Credit Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-1N-29-0000-00309-0000 |
| Primary APN | 14-1N-29-0000-00309-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,326 sqft Heated Area |
| Gross Area | 1,426 sqft |
| 1st Floor Area | 1,326 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 31,145 sqft (0.714 acres) |
| Lot Dimensions | 2,970 ft deep x 1,050 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 141N290000003090000 |
|---|---|
| Street Address | 4401 WATKINS ST |
| City | PACE |
| State | FL |
| Zip | 32571-2509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | S 105 FT OF E2 OF SE4 OF SW4 OF NW4 OF SECTION 14 TOWNSHP 1 NORHT RANGE 29 WEST AS DES IN OR 3773 PG 1592 LESS E 33 FT FOR RD |
| Legal Range | 29W |
| Legal Township | 01N |
| Legal Section | 14 |
| Legal Subdivision | WEST |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10704 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4401 WATKINS ST, PACE, FL 32571-2509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 12, 2018 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2018 · Amount on Record |
| Deed Sale | Oct 12, 2018 · Amount on Record |
| Deed Document Number | 201844014 |
| Deed Book / Page | 3773 / 1592 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4401 WATKINS ST, PACE, FL 32571-2509 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4401 WATKINS ST, PACE, FL 32571-2509 |
| Document Number | 0041901473 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 4190/1473 |
| Instrument | 202167454 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Sep 1, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 12, 2018 |
| Property Address | 4401 WATKINS ST, PACE, FL 32571-2509 |
| Document Number | 0037731592 |
| Book / Page | 003773 / 001592 |
| Instrument Date | Oct 9, 2018 |
| Instrument | 44014 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2018 |
| Title Company | GUARANTEE TITLE/NORTHWEST FL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $784.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4401 WATKINS ST PACE FL 325712509, PACE, FL 32571-2509 |
| Document Number | 37731594 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 003773/001594 |
| Instrument | 44015 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 11, 2048 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,036.00 (+8.37%) Homeowner's exemption | $116,044 (+3%) | $146,734 (+2.78%) Land $25,500 Building $121,234 |
| 2023 | $956.00 (+3.58%) Homeowner's exemption | $112,664 (+3%) | $142,762 (+4.64%) Land $25,500 Building $117,262 |
| 2022 | $923.00 Homeowner's exemption | $109,383 | $136,431 Land $25,500 Building $110,931 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 14 (1979–2020) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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