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4451 W Ruby Dr, Eloy, AZ 85131 Property Records

Pinal County property record for 4451 W Ruby Dr, Eloy, AZ 85131 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2021
Square Footage1,791 sqft Living Area
Lot Size7,861 sqft (0.18 acres)
GarageAttached, 540 sqft
OccupancyOwner Occupied
Last Sale$499,900 (2022)
Tax Bill$2,928.00 (2025)

Property Details

APN / Parcel Number

Primary APN402-32-001
Alternative APN
  • 402-32-0010

Interior

Building Area1,791 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 2021
Exterior MaterialOther Exterior
Foundation TypeConcrete Foundation
Roof MaterialTile Roof
Lot Area7,861 sqft (0.18 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area540 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4451 W RUBY DR
CityELOY
StateAZ
Zip85131-3405
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 67 OF ROBSON RANCH-ARIZONA UNIT TWENTY TWO LOTS 67-84, 114-14 3, 169-174 AND TRACT K, ACCORDING TO THE PLAT OF RECORD IN
Legal Range07E
Legal Township07S
Legal Section16
Legal SubdivisionROBSON RANCH-ARIZONA
Legal Lot Number67-84
JurisdictionPINAL AZ
Minor Civil DivisionELOY
Census Blockgroup2
Census Block2029
Census Tract2001

Owner

Source: Pinal County records · APN 402-32-001

Assessment roll updated January 1, 2026 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address4451 W RUBY DR, ELOY, AZ 85131-3405
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Intrafamily Transfer, Transfer
Dec 14, 2022Warranty Deed, Transfer
SECURITY TITLE COMPANY, SECURITY TITLE AGENCY
Apr 22, 2021Special Warranty Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleDec 14, 2022 · Amount on Record
Deed SaleDec 14, 2022 · Amount on Record
Prior SaleDec 14, 2022 · Amount on Record
Deed Doc Number0000122549
Last Transfer DateJan 22, 2026
Transfer Doc0000004880
Record RefreshedJun 08, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINAL AZ
Recording DateJan 22, 2026
Property Address4451 W RUBY DR, ELOY, AZ 85131-3405
Document Number0000004880
Map ReferenceDOC 2012-103914
Instrument DateJan 13, 2026
Instrument2026-004880
Transaction TypeTransfer
Record UpdatedFeb 06, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4451 W RUBY DR, ELOY, AZ 85131-3405

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINAL AZ
Recording DateDec 14, 2022
Property Address4451 W RUBY DR, ELOY, AZ 85131-3405
Document Number0000122549
Map ReferenceDOC 2012-103914
Instrument DateDec 01, 2022
Instrument2022-122549
Transaction TypeTransfer
Record UpdatedJul 27, 2023
Title CompanySECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4451 W RUBY DR, ELOY, AZ 85131-3405

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address15830 MARKET AVE, COLOGNE, MN 55322-4504

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPINAL AZ
Recording DateApr 22, 2021
Property Address4451 W RUBY DR, ELOY, AZ 85131-3405
Document Number0000050174
Map ReferenceDOC 2012-103914
Instrument DateMar 31, 2021
Instrument2021-050174
Transaction TypeTransfer
Record UpdatedJul 27, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9532 E RIGGS RD, SUN LAKES, AZ 85248-7463

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address4451 W RUBY DR, ELOY, AZ 85131-3405

Mortgage

Document Number0000050175
DateApr 22, 2021
Instrument2021-050175
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Pinal County records · Assessment roll updated January 1, 2026 · Last verified March 2026

Property Jurisdictions

TypeName
StateArizona
CountyPinal County
MunicipalityEloy City
Secondary School DistrictCasa Grande Union High School District (09 - 12)
Elementary School DistrictToltec Elementary District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2027$38,685 (-1.28%) Land $10,219 Building $28,466$386,848 (-1.28%) Land $102,193 Building $284,655
2026$39,186 (+2.42%) Land $10,219 Building $28,967$391,866 (+2.42%) Land $102,193 Building $289,673
2025$2,928.00 (+2.41%)$38,260 (-0.41%) Land $10,219 Building $28,041$382,601 (-0.41%) Land $102,193 Building $280,408
2024$38,418 Land $10,219 Building $28,199$384,187 Land $102,193 Building $281,994
2023$2,859.00 (+564.88%)
2022$430.00

Flood & Wildfire

4451 W Ruby Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Pinal County (04021C), updated October 9, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
44th percentile of exposed land nationally · 35th in Arizona
Wildfire LikelihoodModerate — about 1 in 1,389 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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