4431 W Ruby Dr, Eloy, AZ 85131 Property Records

Pinal County property record for 4431 W Ruby Dr, Eloy, AZ 85131 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2021
Square Footage	1,651 sqft Living Area
Lot Size	6,875 sqft (0.157 acres)
Garage	Attached, 608 sqft
Occupancy	Owner Occupied
Last Sale	$326,802 (2020)
Tax Bill	$2,767.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`402-32-003`
Alternative APN	`402-32-0030`

Interior

Building Area	1,651 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 2021
Exterior Material	Other Exterior
Foundation Type	Concrete Foundation
Roof Material	Tile Roof
Lot Area	6,875 sqft (0.157 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	608 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4431 W RUBY DR
City	ELOY
State	AZ
Zip	85131-3405
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 69 OF ROBSON RANCH-ARIZONA UNIT TWENTY TWO LOTS 67-84, 114-14 3, 169-174 AND TRACT K, ACCORDING TO THE PLAT OF RECORD IN
Legal Range	07E
Legal Township	07S
Legal Section	16
Legal Subdivision	ROBSON RANCH-ARIZONA
Legal Lot Number	67-84
Jurisdiction	PINAL AZ
Minor Civil Division	ELOY
Census Blockgroup	2
Census Block	2029
Census Tract	2001

Owner

Source: Pinal County records · APN 402-32-003

Assessment roll updated January 1, 2026 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4431 W RUBY DR, ELOY, AZ 85131-3405
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Deed Doc Number	2020-129561
Record Refreshed	Jun 08, 2026

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Dec 11, 2020
Property Address	4431 W RUBY DR, ELOY, AZ 85131-3405
Document Number	0000129561
Map Reference	DOC 2012-103914
Instrument Date	Nov 18, 2020
Instrument	2020-129561
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9532 E RIGGS RD, 9532, SUN LAKES, AZ 85248-7463

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property (Marital Community) with Rights of Survivorship
Address	4431 W RUBY LN, ELOY, AZ 85131-3405

Mortgage

Document Number	0000129562
Date	Dec 11, 2020
Instrument	2020-129562

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Pinal County records · Assessment roll updated January 1, 2026 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Eloy City
Secondary School District	Casa Grande Union High School District (09 - 12)
Elementary School District	Toltec Elementary District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$35,958 (-1.52%) Land $8,938 Building $27,020	$359,572 (-1.52%) Land $89,375 Building $270,197
2026		$36,513 (+2.45%) Land $8,938 Building $27,575	$365,123 (+2.45%) Land $89,375 Building $275,748
2025	$2,767.00 (+2.37%)	$35,640 (-0.12%) Land $8,938 Building $26,702	$356,399 (-0.12%) Land $89,375 Building $267,024
2024		$35,683 Land $8,938 Building $26,745	$356,822 Land $89,375 Building $267,447
2023	$2,703.00 (+3.92%)
2022	$2,601.00

Flood & Wildfire

4431 W Ruby Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Pinal County (04021C), updated October 9, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 44th percentile of exposed land nationally · 35th in Arizona
Wildfire Likelihood	Moderate — about 1 in 1,389 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.