4450 Pt Degada, Oceanside, CA 92058 Property Records

San Diego County property record for 4450 Pt Degada, Oceanside, CA 92058

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,200 sqft · built 1981
Lot Size0.17 acres (7,390 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Oct 2010)
Tax Bill$2,817 (2025)
Deeds & MortgagesApr 2026 Transfer
Jul 2022 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN157-491-18-00

Property Details

APN / Parcel Number

Primary APN157-491-18-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,200 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area7,390 sqft (0.17 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4450 POINT DEGADA
CityOCEANSIDE
StateCA
Zip92058-6907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 8 TR 009384
Legal SubdivisionWHELAN RANCH
Legal Tract009384
Legal Block1
Legal Lot Number8
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1015
Census Tract18608

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4450 POINT DEGADA, OCEANSIDE, CA 92058-6907
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Gift Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 8, 2022Deed of Trust, Mortgage · VA Mortgage
DEPARTMENT OF VETERANS AFFAIRS
Sep 18, 2017Deed of Trust, Mortgage · Line of Credit
CABRILLO CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2010 · Amount on Record
Deed SaleOct 7, 2010 · Amount on Record
Prior SaleDec 20, 2002 · Amount on Record
Deed Document Number2010538343
Prior Transfer DateSep 20, 2010
Prior Transfer Doc0000538344
Record UpdatedOct 29, 2026

April 2026: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionSAN DIEGO CA
Recording DateApr 16, 2026
Property Address4450 POINT DEGADA, OCEANSIDE, CA 92058-6907
Document Number0000106949
Instrument DateApr 13, 2026
Instrument2026106949
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4450 POINT DEGADA, OCEANSIDE, CA 92058-6907

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4450 POINT DEGADA, OCEANSIDE, CA 92058-6907
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4450 POINT DEGADA, OCEANSIDE, CA 92058-6907

Mortgage

Document Number0000281420
DateJul 8, 2022
Instrument2022-0281420
Lender
NameDEPARTMENT OF VETERANS AFFAIRS
TypeGovernment Agency
AddressNASHVILLE, TN 37203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term248 Months
DueMar 1, 2043

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4450 POINT DEGADA, OCEANSIDE, CA 92058-6907
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000425586
DateSep 18, 2017
Instrument2017-0425586
Lender
NameCABRILLO CU
TypeCredit Union
AddressSAN DIEGO, CA 92131
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 28, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$431,227 (+2%) Land $121,276 Building $309,951
2025$2,817.00 (+1.08%) Veteran's exemption$422,773 (+4.04%) Land $118,899 Building $303,874
2024$2,787.00 (+0.98%)
2023$2,760.00 (-38.28%)$406,358 Land $114,283 Building $292,075
2022$4,472.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2002)
Most Recent ClaimDec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 62% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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