4438 Pt Degada, Oceanside, CA 92058 Property Records

San Diego County property record for 4438 Pt Degada, Oceanside, CA 92058

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,634 sqft · built 1981
Lot Size0.161 acres (7,022 sqft)
Owner2 Individual Names on Record
Last Sale$409,000 (Jul 2013)
Tax Bill$4,137 (2025)
Deeds & MortgagesMay 2019 Mortgage
Feb 2020 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN157-491-15-00

Property Details

APN / Parcel Number

Primary APN157-491-15-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,634 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area7,022 sqft (0.161 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4438 POINT DEGADA
CityOCEANSIDE
StateCA
Zip92058-6907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 5 TR 009384
Legal SubdivisionWHELAN RANCH
Legal Tract009384
Legal Block1
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1015
Census Tract18608

Owner

Source: San Diego County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4438 POINT DEGADA, OCEANSIDE, CA 92058-6907
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 23, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 13, 2020Deed of Trust, Mortgage · VA Mortgage
MOVEMENT MORTGAGE
Nov 17, 2020Deed of Trust, Mortgage · VA Mortgage
MOVEMENT MORTGAGE
Aug 10, 2018Deed of Trust, Mortgage · VA Mortgage
CALIBER HM LOANS
Feb 24, 2017Grant Deed, Transfer · VA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2013 · Amount on Record
Deed SaleJul 18, 2013 · Amount on Record
Deed Document Number2013449042
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4438 POINT DEGADA, OCEANSIDE, CA 92058-6907
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000197401
DateMay 23, 2019
Instrument2019-0197401
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4438 POINT DEGADA, OCEANSIDE, CA 92058-6907
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075579
DateFeb 13, 2020
Instrument2020-0075579
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4438 POINT DEGADA, OCEANSIDE, CA 92058-6907
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address4438 POINT DEGADA, OCEANSIDE, CA 92058-6907

Mortgage

Document Number0000722693
DateNov 17, 2020
Instrument2020-0722693
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4438 POINT DEGADA, OCEANSIDE, CA 92058-6907
Document Number0000335235
Instrument DateAug 10, 2018
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyCORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4438 POINT DEGADA OCEANSIDE CA 920586907, OCEANSIDE, CA 92058-6907

Mortgage

Document Number0000335235
DateAug 15, 2018
Instrument335235
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 14, 2048

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 24, 2017
Property Address4438 POINT DEGADA, OCEANSIDE, CA 92058-6907
Document Number0000090356
Instrument DateJan 18, 2017
Instrument90356
Transaction TypeTransfer
Record UpdatedMar 1, 2017
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4438 POINT DEGADA OCEANSIDE CA 920586907, OCEANSIDE, CA 92058-6907

Mortgage

Document Number90357
DateFeb 24, 2017
Instrument90357
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 23, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$551,642 (+2%) Land $271,536 Building $280,106
2025$4,137.00 (-27.65%)$540,826 (+4.04%) Land $266,212 Building $274,614
2023$5,718.00 (+1.56%) Homeowner's exemption$519,827 Land $255,876 Building $263,951
2022$5,630.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2002)
Most Recent ClaimDec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 62% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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