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4450 Pepper Dr, #1, Rockford, IL 61114 Property Records

Winnebago County property record for 4450 Pepper Dr, #1, Rockford, IL 61114

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,520 sqft · built 1976
Lot Size2.11 acres (91,912 sqft)
OwnerIndividual Name on File
Last Sale$137,000 (Aug 2024)
Tax Bill$2,980 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN152B410

Property Details

APN / Parcel Number

Primary APN152B410
Alternative APN
  • 1208176001

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,520 sqft Living Area
Gross Area1,944 sqft
1st Floor Area760 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleTownhouse
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof MaterialAsphalt
Lot Area91,912 sqft
Garage TypeAttached
Garage Area424 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4450 PEPPER DR
CityROCKFORD
StateIL
Zip61114-5271
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR3
Legal DescriptionBOSTON SQUARE CONDOMINIUMS PT E 1/2 NW1/4 SEC 8-44-2 UNIT 1
Legal Range2
Legal Township44
Legal Section8
Legal SubdivisionBOSTON SQUARE CONDOMINIUMS
Legal Lot Number16
Legal Unit1
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group1
Census Block1005
Census Tract403

Owner

4450 Pepper Dr, #1, a condominium, is owned by an individual who bought it in August 2024.

Source: Winnebago County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address720 RIVER LN, LOVES PARK, IL 61111-5149
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2024 · Amount on File
Deed SaleAug 16, 2024 · Amount on File
Prior SaleOct 3, 2019 · Amount on File
Deed Document Number202419304
Record UpdatedOct 29, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateOct 3, 2019
Property Address4450 PEPPER DR # 1, 1, ROCKFORD, IL 61114-5271
Document Number0001033395
Instrument DateSep 30, 2019
Instrument1033395
Transaction TypeTransfer
Record UpdatedNov 5, 2019
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$106.35
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4450 PEPPER DR #1 ROCKFORD IL 611145271, 1, ROCKFORD, IL 61114-5271

Mortgage

Document Number1033396
DateOct 3, 2019
Instrument1033396
Lender
NameMIDLAND STATES BK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 2, 2049
Interest
Rate TypeFixed Rate
Rate4.25%

Mortgage

Document Number1033397,
DateOct 3, 2019
Instrument1033397
Lender
NameILLINOIS HSNG DEV AUTHORITY
AddressCHICAGO, IL 60601
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4450 Pepper Dr, #1 was $2,980.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,980.00$39,754 Land $2,316 Building $37,438$119,262 Land $6,948 Building $112,314
2022Homeowner's exemption$22,821 Land $1,638 Building $21,183$68,463 Land $4,914 Building $63,549

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4450 Pepper Dr, #1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4450 Pepper Dr, #1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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