4448 Pepper Dr, #2, Rockford, IL 61114 Property Records

Winnebago County property record for 4448 Pepper Dr, #2, Rockford, IL 61114

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,470 sqft · built 1976
Lot Size	2.11 acres (91,912 sqft)
Owner	Individual Name on Record
Last Sale	$73,000 (Jan 2020)
Tax Bill	$2,923 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`152B411`

Property Details

APN / Parcel Number

Primary APN	`152B411`
Alternative APN	`1208176002`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,470 sqft Living Area
Gross Area	1,838 sqft
1st Floor Area	735 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Townhouse
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Material	Asphalt
Lot Area	91,912 sqft
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	4448 PEPPER DR
City	ROCKFORD
State	IL
Zip	61114-5271
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	BOSTON SQUARE CONDOMINIUMS PT E 1/2 NW1/4 SEC 8-44-2 UNIT 2
Legal Range	2
Legal Township	44
Legal Section	8
Legal Subdivision	BOSTON SQUARE CONDOMINIUMS
Legal Lot Number	16
Legal Unit	2
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1005
Census Tract	403

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4448 PEPPER DR, ROCKFORD, IL 61114-5271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Prior Sale	Oct 14, 2016 · Amount on Record
Deed Document Number	20201001267
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 14, 2020
Property Address	4448 PEPPER DR # 2, 2, ROCKFORD, IL 61114-5271
Document Number	0001001267
Instrument Date	Jan 6, 2020
Instrument	1001267
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	LAKESHORE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4448 PEPPER DR ROCKFORD IL 611145271, ROCKFORD, IL 61114-5271

Mortgage

Document Number	1001268
Date	Jan 14, 2020
Instrument	1001268

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,923.00	$39,114 (+74.16%) Land $2,316 Building $36,798	$117,342 (+74.16%) Land $6,948 Building $110,394
2022	Homeowner's exemption	$22,459 Land $1,638 Building $20,821	$67,377 Land $4,914 Building $62,463

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20