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4450 Old Sycamore Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 4450 Old Sycamore Loop, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,999 sqft · built 2015
Lot Size0.152 acres (6,626 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Aug 2018)
Tax Bill$5,046 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-23-27-5844-00-030

Property Details

APN / Parcel Number

Primary APN09-23-27-5844-00-030
Alternative APNs
  • 272309584400030
  • 136505
  • 137363
  • 138876

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,999 sqft Living Area
Gross Area2,934 sqft
1st Floor Area1,999 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,626 sqft (0.152 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area515 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4450 OLD SYCAMORE LOOP
CityWINTER GARDEN
StateFL
Zip34787-5357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionORCHARD HILLS PHASE 1 81/18 LOT 3
Legal Range27E
Legal Township23S
Legal Section09
Legal SubdivisionORCHARD HILLS PH 1
Legal Phase1
Legal Tract5844
Legal Lot Number3
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1018
Census Tract17114

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4450 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5357
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Deed of Trust, Mortgage · Conventional with PMI
ENVOY MTG
Aug 21, 2018Warranty Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2018 · Amount on Record
Deed SaleAug 21, 2018 · Amount on Record
Prior SaleOct 5, 2015 · Amount on Record
Deed Document Number2018496763
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address4450 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5357
Document Number0000457928
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedSep 23, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4450 OLD SYCAMORE LOOP WINTER GARDEN FL 347875357, WINTER GARDEN, FL 34787-5357

Mortgage

Document Number0000457928
DateSep 1, 2020
Instrument457928
Lender
NameENVOY MTG
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 31, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 21, 2018
Property Address4450 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5357
Document Number0000496763
Map ReferenceMB 81 PG 18-27
Instrument DateAug 15, 2018
Instrument20180496763
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyEQUITABLE TITLE OF DR PHILLI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5096 PALMETTO PARK DR, 5096, WINTER GARDEN, FL 34787-5496

Transferred To (Grantee/Buyer)

NameVerified Name
Address4450 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5357

Mortgage

Document Number0000496764
DateAug 21, 2018
Instrument20180496764
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$319,708 (+2.7%)$439,440 (-10.42%) Land $100,000 Building $339,440
2025$5,046.00 (+5.23%) Homeowner's exemption$311,303 (+5.99%)$490,530 (+10.22%) Land $110,000 Building $380,530
2024$4,795.00 (+7.46%)
2023$4,462.00 (+4.11%) Homeowner's exemption$293,718 (+3%)$445,031 (+13.75%) Land $110,000 Building $335,031
2022$4,286.00 Homeowner's exemption$285,163$391,236 Land $110,000 Building $281,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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