Orange County property record for 4432 Old Sycamore Loop, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,581 sqft · built 2014 |
| Lot Size | 0.267 acres (11,630 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Sep 2014) |
| Tax Bill | $8,421 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-27-5844-00-060 |
| Primary APN | 09-23-27-5844-00-060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,581 sqft Living Area |
| Gross Area | 6,010 sqft |
| 1st Floor Area | 2,419 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,630 sqft (0.267 acres) |
| Garage Type | Attached |
| Garage Area | 607 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 247 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4432 OLD SYCAMORE LOOP |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | ORCHARD HILLS PHASE 1 81/18 LOT 6 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | ORCHARD HILLS PH 1 |
| Legal Phase | 1 |
| Legal Tract | 5844 |
| Legal Lot Number | 6 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 17114 |
4432 Old Sycamore Loop is owned and occupied by an individual who bought it in September 2014.
Source: Orange County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4432 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2023 | Deed of Trust, Mortgage · Line of Credit PARTNERS FCU |
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2014 · Amount on File |
| Deed Sale | Sep 9, 2014 · Amount on File |
| Deed Document Number | 2014457186 |
| Deed Book / Page | 10802 / 1790 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4432 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5357 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4432 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5357 |
| Document Number | 0000264128 |
|---|---|
| Date | May 9, 2023 |
| Instrument | 20230264128 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 8, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4432 OLD SYCAMORE LOOP, WINTER GARDEN, FL 34787-5357 |
| Document Number | 0000661348 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 4432 OLD SYCAMORE LOOP WINTER GARDEN FL 347875357, WINTER GARDEN, FL 34787-5357 |
| Document Number | 0000661348 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 661348 |
| Name | NEWREZ LLC |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 16, 2040 |
The 2025 property tax bill for 4432 Old Sycamore Loop was $8,421, up 4.2% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $535,187 (+2.7%) | $775,380 (-9.6%) Land $100,000 Building $675,380 | |
| 2025 | $8,421.00 (+4.25%) Homeowner's exemption | $521,117 | $857,740 Land $110,000 Building $747,740 |
| 2024 | $8,078.00 (+7.39%) | ||
| 2023 | $7,522.00 (+10.34%) Homeowner's exemption | $491,681 (+9.69%) | $756,669 (+19.6%) Land $110,000 Building $646,669 |
| 2022 | $6,817.00 Homeowner's exemption | $448,234 | $632,647 Land $110,000 Building $522,647 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4432 Old Sycamore Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4432 Old Sycamore Loop is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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