4450 E Spruce St, Decatur, IL 62526 Property Records

Macon County property record for 4450 E Spruce St, Decatur, IL 62526

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,236 sqft · built 1979
Lot Size0.176 acres (7,650 sqft)
OwnerIndividual Name on File
Last Sale$52,000 (May 1988)
Tax Bill$2,437 (2025)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN04-13-08-253-007

Property Details

APN / Parcel Number

Primary APN04-13-08-253-007
Alternative APN
  • 13-08-253-007

Interior

Full Baths2 Baths
Building Area1,236 sqft Living Area
1st Floor Area1,236 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Lot Area7,650 sqft (0.176 acres)
Lot Dimensions74.8 ft deep x 102 ft wide
Garage Area520 sqft
Deck Area183 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number041308253007
Street Address4450 E SPRUCE ST
CityDECATUR
StateIL
Zip62526-5758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionL 0017 B 00 M A NICKEYS 2ND SHORE ACS ADD W74.8 102X74.8
Legal SubdivisionM A NICKEYS SECOND
JurisdictionMACON IL
Township / Civil DivisionDECATUR
Census Block Group1
Census Block1018
Census Tract1100

Owner

Source: Macon County assessment roll, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4450 E SPRUCE ST, DECATUR, IL 62526-5758
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 1, 1988 · Amount on Record
Deed SaleMay 1, 1988 · Amount on Record
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address4450 E SPRUCE ST, DECATUR, IL 62526-5758
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4553/384
DateMar 29, 2017
Book Page4553/384
Instrument1916899
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionDecatur Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,437.00$37,123 Land $4,775 Building $32,348$111,380 Land $14,326 Building $97,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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