4207 E Spruce St, Decatur, IL 62526 Property Records

Macon County property record for 4207 E Spruce St, Decatur, IL 62526 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1965
Lot Size	0.386 acres (16,800 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Sep 2022)
Tax Bill	$2,633 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-13-08-182-006`

Property Details

APN / Parcel Number

Primary APN	`04-13-08-182-006`
Alternative APN	`13-08-182-006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	16,800 sqft (0.386 acres)
Lot Dimensions	83.8 ft deep x 200 ft wide
Garage Type	Detached
Garage Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	041308182006
Street Address	4207 E SPRUCE ST
City	DECATUR
State	IL
Zip	62526-5756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 0025 B 00 M A NICKEY 2ND SHORE ACS ADD E1/2 02BK3252/449 200X83.8
Legal Subdivision	M A NICKEY SECOND SHORE ACS ADD
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1025
Census Tract	1100

Owner

Source: Macon County records · APN 04-13-08-182-006

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4207 E SPRUCE ST, DECATUR, IL 62526-5756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Warranty Deed, Transfer · Conventional Mortgage DEWITT SAVINGS BANK
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Jul 22, 2014 · Amount on Record
Deed Document Number	20222002371
Deed Book / Page	4918 / 974
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Sep 28, 2022
Property Address	4207 E SPRUCE ST, DECATUR, IL 62526-5756
Document Number	004918/974
Book / Page	4918 / 974
Map Reference	BK 536 PG 6
Instrument Date	Sep 16, 2022
Instrument	2002371
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4207 E SPRUCE ST, DECATUR, IL 62526-5756

Mortgage

Document Number	0002002372
Date	Sep 28, 2022
Instrument	2002372

Lender

Name	DEWITT SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2042

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	4207 E SPRUCE ST, DECATUR, IL 62526-5756
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004886/304
Date	Mar 29, 2022
Book Page	4886/304
Instrument	1994298

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 28, 2047

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	4207 E SPRUCE ST, DECATUR, IL 62526-5756
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MACON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4774/797
Date	Oct 13, 2020
Book Page	4774/797
Instrument	1968412

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,633.00	$34,221 Land $8,572 Building $25,649	$102,674 Land $25,719 Building $76,955

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (17115C), updated November 28, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171150011001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 352 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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