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445 Whispering Willow Dr, Unit C, Santee, CA 92071 Property Records

San Diego County property record for 445 Whispering Willow Dr, Unit C, Santee, CA 92071 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms3 Beds
Bathrooms2.5 Baths
Architecture StyleCondo/Apartment
Year BuiltBuilt 1997
Square Footage1,203 sqft Living Area
Lot Size6.16 acres
OccupancyOwner Occupied
Tax Bill$6,276.00 (2025)

Owner

Source: San Diego County records · APN 381-681-13-57

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address445 WHISPERING WILLOW DR, C, SANTEE, CA 92071-6935
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2024Deed of Trust, Mortgage · Stand Alone Second Mortgage
NAVY FCU
Mar 05, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
WINTRUST MORTGAGE
Dec 02, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
KS STATEBANK
May 14, 2020Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
May 14, 2020Grant Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 14, 2020
Deed SaleMay 14, 2020
Prior SaleMay 14, 2020 · Amount on Record
Deed Doc Number2020246711
Prior Transfer DateApr 14, 2020
Prior Transfer Doc0000246711
Record RefreshedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address445 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6935
Transaction TypeMortgage
Record UpdatedFeb 07, 2024
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 WHISPERING WILLOW DR, SANTEE, CA 92071-6935

Mortgage

Document Number0000024958
DateJan 30, 2024
Instrument2024-0024958
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2044

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address445 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6935
Transaction TypeMortgage
Record UpdatedJun 15, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 WHISPERING WILLOW DR C, C, SANTEE, CA 92071-6935

Mortgage

Document Number0000171626
DateMar 05, 2021
Instrument2021-0171626
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address445 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6935
Transaction TypeMortgage
Record UpdatedJun 15, 2023
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 WHISPERING WILLOW DR C, C, SANTEE, CA 92071-6935

Mortgage

Document Number0000822323
DateDec 02, 2021
Instrument2021-0822323
Lender
NameKS STATEBANK
TypeBank
AddressMANHATTAN, KS 66502
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 14, 2020
Property Address445 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6935
Document Number0000246711
Instrument DateApr 14, 2020
Instrument246711
Transaction TypeTransfer
Record UpdatedMay 25, 2020
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3841 COLINA DORADA DR #107 SAN DIEGO CA 921242895, 107, SAN DIEGO, CA 92124-2895

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 14, 2020
Property Address445 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6935
Document Number0000246710
Map ReferenceMAP 13101
Instrument DateApr 13, 2020
Instrument2020-0246710
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6935

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySantee City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictSantee School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$507,556 (+2%) Land $188,857 Building $318,699
2025$6,276.00 (+4.1%)$497,604 (+4.04%) Land $185,154 Building $312,450
2023$6,029.00 (+0.68%)$478,283 Land $177,965 Building $300,318
2022$5,988.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN381-681-13-57

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,203 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCondo/Apartment Style
Lot Area268,537 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address445 WHISPERING WILLOW DR, C
CitySANTEE
StateCA
Zip92071-6935
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 96 US 57PER DOC95-486497&UND INT IN TR 013101
Legal SubdivisionSANTEE 89-06 01
Legal Tract013101
Legal Block1
Legal Lot Number96
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1002
Census Tract16614

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