Putnam County property record for 445 Walnut St, Ottoville, OH 45876 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,112 sqft · built 1969 |
| Lot Size | 0.377 acres (16,438 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (May 2018) |
| Tax Bill | $4,237 (2025) |
| Deeds & Mortgages | Jul 2022 Second Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-047040.0000 |
| Primary APN | 27-047040.0000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 3,112 sqft Living Area |
| 1st Floor Area | 3,112 sqft 1st Floor |
| Basement Area | 3,112 sqft Basement |
| Finished Basement | 3,112 sqft Finished |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 16,438 sqft (0.377 acres) |
| Stable | Stable |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 445 WALNUT ST |
|---|---|
| City | OTTOVILLE |
| State | OH |
| Zip | 45876-8776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 00268 SUB-DIV IL 182- 183 & ALLEY VAL INCL 27-0470.50 |
| Legal Subdivision | CHARLES WANNEMACHERS SECOND ADDITION |
| Legal Lot Number | 268 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | MONTEREY |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 30700 |
Source: Putnam County records · APN 27-047040.0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 141, OTTOVILLE, OH 45876-0141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| May 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 17, 2018 · Amount on Record |
| Deed Sale | May 17, 2018 · Amount on Record |
| Deed Document Number | 20182208 |
| Deed Book / Page | 699 / 1211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 445 WALNUT ST, OTTOVILLE, OH 45876-8776 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2023 |
| Name | Verified Name |
|---|---|
| Address | 445 WALNUT ST, OTTOVILLE, OH 45876-8776 |
| Document Number | 00748/1543 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 748/1543 |
| Instrument | 202200003289 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 26, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 445 WALNUT ST, OTTOVILLE, OH 45876-8776 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Name | Verified Name |
|---|
| Document Number | 719/1590 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 719/1590 |
| Instrument | 202000001678 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | May 17, 2018 |
| Property Address | 445 WALNUT ST, OTTOVILLE, OH 45876-8776 |
| Document Number | 00699/1211 |
| Book / Page | 699 / 1211 |
| Map Reference | MB4 PG115 |
| Instrument Date | May 17, 2018 |
| Instrument | 201800002208 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 445 WINUT ST, OTTOVILLE, OH 45876 |
| Document Number | 201800002209 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 201800002209 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Monterey Township |
| Municipality | Ottoville Village |
| Unified School District | Ottoville Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,237.00 (+4.51%) Homeowner's exemption | $120,180 (+3.01%) Land $11,090 Building $109,090 | $343,380 (+3.01%) Land $31,690 Building $311,690 |
| 2024 | $4,054.00 (-1.29%) Homeowner's exemption | $116,670 (+9.04%) Land $11,090 Building $105,580 | |
| 2023 | $4,107.00 (-2.05%) Homeowner's exemption Additional exemption filed | $107,000 (-) Land $6,780 Building $100,220 | $333,350 (+9.04%) Land $31,690 Building $301,660 |
| 2022 | $4,193.00 | $107,000 Land $6,780 Building $100,220 | |
| 2020 | $305,710 Land $19,370 Building $286,340 |
Source: FEMA National Flood Hazard Layer, Putnam County (39137C), updated December 1, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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