445 W Prospect Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 445 W Prospect Rd, Ashtabula, OH 44004

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,039 sqft · built 1925
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$107,200 (Sep 2023)
Tax Bill	$2,179 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-217-00-152-00`

Property Details

APN / Parcel Number

Primary APN	`05-217-00-152-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,039 sqft Living Area
Gross Area	3,328 sqft
1st Floor Area	660 sqft
Basement Area	1,049 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1988
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	445 W PROSPECT RD
City	ASHTABULA
State	OH
Zip	44004-5862
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	1 SUB 7
Legal Block	3
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	3
Census Block	3006
Census Tract	701

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3000 TOWER RD, DORSET, OH 44032-9600
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Jul 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	Jul 21, 2023 · Amount on Record
Deed Document Number	20238174
Deed Book / Page	803 / 1308
Prior Transfer Date	Jul 25, 2023
Prior Transfer Doc	0000006704
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jul 21, 2023
Property Address	445 W PROSPECT RD, ASHTABULA, OH 44004-5862
Document Number	0000006440
Book / Page	800 / 330
Instrument Date	Jul 20, 2023
Instrument	2023-00006440
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 RIDGELAND DR, GREENVILLE, SC 29601-3015

Mortgage

Document Number	0000800334
Date	Jul 21, 2023
Instrument	800/334

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2038

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	445 W PROSPECT RD, ASHTABULA, OH 44004-5862
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INGENUITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007315
Date	Jul 26, 2018
Book Page	664/0765
Instrument	201800007315

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,179.00 (-0.59%)	$25,520 (-) Land $8,300 Building $17,220	$72,900 (-) Land $23,700 Building $49,200
2024	$2,192.00 (+70.45%)	$25,520 (-) Land $8,300 Building $17,220	$72,900 (-) Land $23,700 Building $49,200
2023	$1,286.00 (-0.23%) Homeowner's exemption	$25,520 (+28.11%) Land $8,300 Building $17,220	$72,900 (+28.12%) Land $23,700 Building $49,200
2022	$1,289.00 Homeowner's exemption	$19,920 Land $7,140 Building $12,780
2020			$56,900 Land $20,400 Building $36,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GreatWave Communications.

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