443 W Prospect Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 443 W Prospect Rd, Ashtabula, OH 44004

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,176 sqft · built 1902
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$107,200 (Sep 2023)
Tax Bill	$2,009 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-217-00-153-00`

Property Details

APN / Parcel Number

Primary APN	`05-217-00-153-00`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,176 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	1,061 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1950
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Neighborhood / Spot
Garage Area	280 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	144 sqft
Deck Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	443 W PROSPECT RD
City	ASHTABULA
State	OH
Zip	44004-5812
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	1 SUB 7
Legal Block	3
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	3
Census Block	3006
Census Tract	701

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	8 RIDGELAND DR, GREENVILLE, SC 29601-3015
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Apr 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	Jul 21, 2023 · Amount on Record
Deed Document Number	20238174
Deed Book / Page	803 / 1308
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jul 21, 2023
Property Address	443 W PROSPECT RD, ASHTABULA, OH 44004-5812
Document Number	0000006437
Book / Page	800 / 302
Instrument Date	Jul 20, 2023
Instrument	2023-00006437
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 RIDGELAND DR, GREENVILLE, SC 29601-3015

Mortgage

Document Number	0000800306
Date	Jul 21, 2023
Instrument	800/306

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2038

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	443 W PROSPECT RD, ASHTABULA, OH 44004-5812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ERIE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003585
Date	Apr 16, 2018
Book Page	657/1582
Instrument	201800003585

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company
Address	CLEVELAND, OH 44124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2033

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,009.00 (+68.97%)	$23,530 (-) Land $7,180 Building $16,350	$67,200 (-) Land $20,500 Building $46,700
2023	$1,189.00 (+3.39%) Homeowner's exemption	$23,530 (+33.62%) Land $7,180 Building $16,350	$67,200 (+33.6%) Land $20,500 Building $46,700
2022	$1,150.00 Homeowner's exemption	$17,610 Land $5,500 Building $12,110
2020			$50,300 Land $15,700 Building $34,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GreatWave Communications.

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