445 W 21st Ave, Spokane, WA 99203 Property Records

Spokane County property record for 445 W 21st Ave, Spokane, WA 99203

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,298 sqft · built 1911
Lot Size0.231 acres (10,050 sqft)
Owner2 Individual Names on File
Last Sale$1,075,000 (Apr 2022)
Tax Bill$8,603 (2026)
Deeds & MortgagesApr 2022 Sale & Mortgage
Dec 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN35304.0829

Property Details

APN / Parcel Number

Primary APN35304.0829

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,298 sqft Living Area
Gross Area3,892 sqft
1st Floor Area1,344 sqft
2nd Floor Area180 sqft
Upper Floors Area1,344 sqft
Basement Area1,024 sqft
Finished Basement924 sqft
Unfinished Basement100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,050 sqft (0.231 acres)
Lot Dimensions134 ft deep x 75 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area320 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address445 W 21ST AVE
CitySPOKANE
StateWA
Zip99203-1942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCANNON HILL PK W 25FT LT 8, ALL LT 9 BLK 19
Legal Range43E
Legal Township25N
Legal Section30
Legal SubdivisionCANNON HILL PK
Legal Block19
Legal Lot Number8,9
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group5
Census Block5048
Census Tract4200

Owner

445 W 21st Ave is owned by two individuals who bought it in April 2022.

Source: Spokane County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address354 DORCHESTER ST, 4, SOUTH BOSTON, MA 02127-2780
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 14, 2018Deed of Trust, Mortgage · VA Mortgage
INLAND MORTGAGE
Oct 17, 2019Deed of Trust, Mortgage · VA Mortgage
INLAND MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2022 · Amount on File
Deed SaleApr 29, 2022 · Amount on File
Prior SaleDec 7, 2011 · Amount on File
Deed Document Number20227203233
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateApr 29, 2022
Property Address445 W 21ST AVE, SPOKANE, WA 99203-1942
Document Number0007203233
Map ReferenceVOL L PG 44
Instrument DateApr 20, 2022
Instrument7203233
Transaction TypeTransfer
Record UpdatedJan 29, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$18,240.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address354 DORCHESTER ST APT 4, 4, BOSTON, MA 02127-2780

Mortgage

Document Number0007203234
DateApr 29, 2022
Instrument7203234
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address445 W 21ST AVE, SPOKANE, WA 99203-1942
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006768940
DateDec 14, 2018
Instrument6768940
Lender
NameINLAND MORTGAGE
TypeMortgage Company
AddressSPOKANE, WA 99201
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2049

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address445 W 21ST AVE, SPOKANE, WA 99203-1942
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006854219
DateOct 17, 2019
Instrument6854219
Lender
NameINLAND MORTGAGE
TypeMortgage Company
AddressSPOKANE, WA 99201
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 445 W 21st Ave was $8,603, down 1.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,603.00 (-1.94%)$860,500 Land $135,000 Building $725,500$860,500 Land $135,000 Building $725,500
2025$8,773.00
2024$757,100 (+35.37%) Land $112,000 Building $645,100$757,100 (+35.37%) Land $112,000 Building $645,100
2023$7,393.00 (+13.16%)$559,300 Land $102,000 Building $457,300$559,300 Land $102,000 Building $457,300
2022$6,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 W 21st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 W 21st Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wind Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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