Spokane County property record for 428 W 21st Ave, Spokane, WA 99203
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,386 sqft · built 1917 |
| Lot Size | 0.224 acres (9,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $457,000 (Jan 2020) |
| Tax Bill | $7,137 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jan 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35301.2524 |
| Primary APN | 35301.2524 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,386 sqft Living Area |
| Gross Area | 4,550 sqft |
| 1st Floor Area | 1,626 sqft |
| Upper Floors Area | 1,462 sqft |
| Basement Area | 1,062 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 262 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,750 sqft (0.224 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 240 sqft |
| Patio Area | 600 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 428 W 21ST AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99203-1943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CANNON HILL PK ALL L27; W1/2 OF L28 B14 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 30 |
| Legal Subdivision | CANNON HILL PK |
| Legal Block | 14 |
| Legal Lot Number | 27,28 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 5 |
| Census Block | 5038 |
| Census Tract | 4200 |
428 W 21st Ave is owned and occupied by two individuals who bought it in January 2020.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 W 21ST AVE, SPOKANE, WA 99203-1943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHER CU |
| Jan 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 3, 2018 | Deed of Trust, Mortgage · Line of Credit TWINSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2020 · Amount on File |
| Deed Sale | Jan 16, 2020 · Amount on File |
| Prior Sale | Mar 24, 2010 · Amount on File |
| Deed Document Number | 20206883203 |
| Prior Transfer Date | Nov 21, 2013 |
| Prior Transfer Doc | 0006271734 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 428 W 21ST AVE, SPOKANE, WA 99203-1943 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007154223 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 7154223 |
| Name | SPOKANE TEACHER CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jan 16, 2020 |
| Property Address | 428 W 21ST AVE, SPOKANE, WA 99203-1943 |
| Document Number | 0006883203 |
| Map Reference | VOL L PG 44-46 |
| Instrument Date | Jan 14, 2020 |
| Instrument | 6883203 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,317.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 428 W 21ST AVE, SPOKANE, WA 99203-1943 |
| Document Number | 0006883204 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 6883204 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 428 W 21ST AVE, SPOKANE, WA 99203-1943 |
| Document Number | 0006731982 |
| Instrument Date | Aug 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 428 W 21ST AVE SPOKANE WA 992031943, SPOKANE, WA 99203-1943 |
| Document Number | 0006731982 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | 6731982 |
| Name | TWINSTAR CU |
|---|---|
| Type | Credit Union |
| Address | OLYMPIA, WA 98383 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 6, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 428 W 21st Ave was $7,137, up 0.1% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,137.00 (+0.08%) | $725,300 Land $135,000 Building $590,300 | $725,300 Land $135,000 Building $590,300 |
| 2025 | $7,131.00 | ||
| 2024 | $664,500 (+31.38%) Land $112,000 Building $552,500 | $664,500 (+31.38%) Land $112,000 Building $552,500 | |
| 2023 | $6,491.00 (+9.85%) | $505,800 Land $102,000 Building $403,800 | $505,800 Land $102,000 Building $403,800 |
| 2022 | $5,909.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 W 21st Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 428 W 21st Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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