445 Veranda Dr, Sumter, SC 29150 Property Records

Sumter County property record for 445 Veranda Dr, Sumter, SC 29150 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,435 sqft · built 2005
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,911 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-14-03-009`

Property Details

APN / Parcel Number

Primary APN	`185-14-03-009`
Alternative APN	`18773`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,435 sqft Living Area
1st Floor Area	2,195 sqft
Upper Floors Area	240 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,454 sqft (0.239 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Patio Area	189 sqft
Fence	Fence
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Location & Zoning

Account Number	18773
Old Parcel Number	185 14 03 009
Street Address	445 VERANDA DR
City	SUMTER
State	SC
Zip	29150-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 62 PB00-716 .24 AC
Legal Subdivision	GARDEN GATE SUB PH II
Legal Lot Number	62
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1019
Census Tract	1701

Owner

Source: Sumter County records · APN 185-14-03-009

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	445 VERANDA DR, SUMTER, SC 29150-3000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2005
Deed Sale	Nov 10, 2005
Prior Sale	May 06, 2005 · Amount on Record
Deed Document Number	0010051036
Deed Book / Page	0979 / 001176
Record Updated	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	445 VERANDA DR, SUMTER, SC 29150-3000
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012580016
Date	Jul 29, 2019
Book Page	1258/0016

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2034

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,911.00 (+3.35%)	$9,950 (-1.78%) Land $1,401 Building $8,549	$255,615 (-) Land $36,000 Building $219,615
2023		$10,130 (-) Land $1,440 Building $8,690	$255,615 (-) Land $36,000 Building $219,615
2022	$1,849.00	$10,130 Land $1,440 Building $8,690	$255,615 Land $36,000 Building $219,615

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850017011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force 23 of 26 on primary residences
Nearby Flood Claims	12 (2015–2020)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Sep 2020, rainfall accumulation
Flood Events	Severe Storms And Flooding (Oct 2015), 8 claims

Wildfire

Wildfire Risk	Low above 35% of the US · above 9% of South Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.