435 Veranda Dr, Sumter, SC 29150 Property Records

Sumter County property record for 435 Veranda Dr, Sumter, SC 29150 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,714 sqft · built 2002
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$286,000 (Jun 2020)
Tax Bill	$62 (2025)
Deeds & Mortgages	Feb 2023 Transfer Jun 2020 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`185-14-03-008`

Property Details

APN / Parcel Number

Primary APN	`185-14-03-008`
Alternative APN	`18772`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,714 sqft Living Area
Gross Area	3,539 sqft
1st Floor Area	1,357 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered/Finished Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	18772
Street Address	435 VERANDA DR
City	SUMTER
State	SC
Zip	29150-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 PB00-716 .22 AC
Legal Subdivision	GARDEN GATE SUB PH II
Legal Lot Number	63
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1019
Census Tract	1701

Owner

Source: Sumter County records · APN 185-14-03-008

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	435 VERANDA DR, SUMTER, SC 29150-3000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Intrafamily Transfer, Transfer
Jun 15, 2020	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Sep 13, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Jul 11, 2018	Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jul 03, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jun 30, 2017	Grant Deed, Transfer
Jun 27, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Prior Sale	Jul 11, 2018 · Amount on Record
Deed Book / Page	1269 / 4160
Last Transfer Date	Feb 16, 2023
Transfer Doc	0013113052
Record Updated	Jun 08, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER SC
Recording Date	Feb 17, 2023
Property Address	435 VERANDA DR, SUMTER, SC 29150-3000
Document Number	0013113052
Book / Page	1311 / 3052
Map Reference	MB PB2000 PG 719
Instrument Date	Feb 16, 2023
Transaction Type	Transfer
Record Updated	Jul 05, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 VERANDA DR, SUMTER, SC 29150-3000

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jun 15, 2020
Property Address	435 VERANDA DR, SUMTER, SC 29150-3000
Document Number	0012694160
Book / Page	1269 / 4160
Map Reference	MB 2000 PG 719
Instrument Date	Jun 12, 2020
Transaction Type	Transfer
Record Updated	Mar 08, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,058.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 VERANDA DR, SUMTER, SC 29150-3000

Mortgage

Document Number	0012694164
Date	Jun 15, 2020
Book Page	1269/4164

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	435 VERANDA DR, SUMTER, SC 29150-3000
Document Number	0012600515
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 VERANDA DR SUMTER SC 29150, SUMTER, SC 29150

Mortgage

Document Number	0012600515
Date	Sep 24, 2019
Book Page	001260/000515

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jul 11, 2018
Property Address	435 VERANDA DR, SUMTER, SC 29150-3000
Document Number	0012461368
Book / Page	1246 / 1368
Map Reference	MB PB2000 PG719
Instrument Date	Jul 03, 2018
Transaction Type	Transfer
Record Updated	May 05, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$784.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 VERANDA DR, SUMTER, SC 29150-3000

Mortgage

Document Number	0012461372
Date	Jul 11, 2018
Instrument	1246/1372

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Jul 03, 2018
Property Address	435 VERANDA DR, SUMTER, SC 29150-3000
Document Number	0012455946
Book / Page	001245 / 005946
Instrument Date	Jun 22, 2018
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$625.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1368 SUMTER SC 291511368, SUMTER, SC 29151-1368

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Jun 30, 2017
Property Address	435 VERANDA DR, SUMTER, SC 29150-3000
Document Number	0012343379
Book / Page	001234 / 003379
Instrument Date	Jun 22, 2017
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Amount	Amount Recorded
Tax	$625.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1368 SUMTER SC 291511368, SUMTER, SC 29151-1368

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Jun 27, 2017
Property Address	435 VERANDA DR, SUMTER, SC 29150-3000
Document Number	0012342109
Book / Page	001234 / 002109
Instrument Date	Jun 14, 2017
Transaction Type	Transfer
Record Updated	Jul 03, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$625.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 BOARDWALK SUMTER SC 291501767, SUMTER, SC 29150-1767

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62.00 (+6.9%)		$207,576 (-19.82%) Land $30,000 Building $177,576
2023	$58.00 (+3.57%)	$10,360 (-) Land $1,200 Building $9,160	$258,891 (-) Land $30,000 Building $228,891
2022	$56.00	$10,360 Land $1,200 Building $9,160	$258,891 Land $30,000 Building $228,891

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850017011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	12 (2015–2020)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Sep 2020, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Oct 2015 · 8 claims

Wildfire

Wildfire Risk	Low above 35% of the US · above 9% of South Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 71 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Farmers Telephone Cooperative, Inc. (SC)	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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