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445 Talamone Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 445 Talamone Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage2,653 sqft Living Area
Lot Size14,501 sqft (0.333 acres)
OccupancyOwner Occupied
Last Sale$530,000 (2023)
Tax Bill$5,539.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-29-14-687803-000120
Alternative APNs
  • 142926687803000120
  • 42926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,653 sqft Living Area
Gross Area2,648 sqft Gross Area
1st Floor2,228 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area14,501 sqft (0.333 acres)
Garage TypeAttached Garage
Garage Area420 sqft Garage
Pool Area288 sqft Pool
Patio Area360 sqft Patio
Porch Area235 sqft Porch

Location & Zoning

Street Address445 TALAMONE DR
CityWINTER HAVEN
StateFL
Zip33884-4159
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTUSCANY AT WINTERSET PB 114 PGS 20 & 21 LOT 12
Legal Range26E
Legal Township29S
Legal Section14
Legal SubdivisionTUSCANY AT WINTERSET
Legal Tract687803
Legal Block1
Legal Lot Number12
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup1
Census Block1003
Census Tract14006

Owner

Source: Polk County records · APN 26-29-14-687803-000120

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address445 TALAMONE DR, WINTER HAVEN, FL 33884-4159
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 11, 2023Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
Jan 06, 2023Intrafamily Transfer, Transfer
ATTORNEY
Jul 29, 2021Warranty Deed, Transfer · Conventional Mortgage
1ST FINANCIAL INC
Oct 18, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MTG
May 22, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GVC MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2023 · Amount on Record
Deed SaleMay 11, 2023 · Amount on Record
Prior SaleJul 29, 2021 · Amount on Record
Deed Doc Number2023110499
Deed Book / Page12687 / 1691
Prior Transfer DateJan 03, 2023
Prior Transfer Doc0000004256
Record RefreshedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 11, 2023
Property Address445 TALAMONE DR, WINTER HAVEN, FL 33884-4159
Document Number0000110499
Book / Page12687 / 1691
Map ReferenceMB 114 PG 20&21
Instrument DateMay 04, 2023
Instrument2023110499
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,710.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address655 HILLSIDE CIR, LAKE ALFRED, FL 33850-3111

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 TALAMONE DR, WINTER HAVEN, FL 33884-4159

Mortgage

Document Number0126871692
DateMay 11, 2023
Instrument12687/1692
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateJan 06, 2023
Property Address445 TALAMONE DR, WINTER HAVEN, FL 33884-4159
Document Number0000004256
Book / Page12542 / 2206
Map ReferenceMB 114 PG 20&21
Instrument DateJan 03, 2023
Instrument2023004256
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address445 TALAMONE DR, WINTER HAVEN, FL 33884-4159

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address445 TALAMONE DR, WINTER HAVEN, FL 33884-4159

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 29, 2021
Property Address445 TALAMONE DR, WINTER HAVEN, FL 33884-4159
Document Number0000197208
Book / Page11825 / 96
Map ReferenceMB 114 PG 20&21
Instrument DateJul 19, 2021
Instrument2021197208
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyHILLSBOROUGH TITLE III LLC, HILLSBOROUGH TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,255.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9418 BARMRGTOR OAKS DRIVE, 9418, DOVER, FL 33527

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 TALAMONE DR, WINTER HAVEN, FL 33884-4159

Mortgage

Document Number0001182598
DateJul 29, 2021
Instrument11825/98
Lender
Name1ST FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address445 TALAMONE DR, WINTER HAVEN, FL 33884-4159
Document Number0110190705
Instrument DateOct 18, 2019
Transaction TypeMortgage
Record UpdatedNov 13, 2019
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address445 TALAMONE DR WINTER HAVEN FL 338844159, WINTER HAVEN, FL 33884-4159

Mortgage

Document Number0110190705
DateOct 25, 2019
Book Page011019/000705
Instrument227163
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 24, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 22, 2018
Property Address445 TALAMONE DR, WINTER HAVEN, FL 33884-4159
Document Number0104920752
Book / Page010492 / 000752
Instrument DateMay 18, 2018
Instrument109009
Transaction TypeTransfer
Record UpdatedJun 14, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address445 TALAMONE DR WINTER HAVEN FL 338844159, WINTER HAVEN, FL 33884-4159

Mortgage

Document Number104920754
DateMay 22, 2018
Book Page010492/000754
Instrument109010
Lender
NameGVC MTG
TypeMortgage Company
AddressPENDLETON, IN 46064
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,539.00$417,921 (+10.15%) Land $100,000 Building $317,921$417,921 (-5.89%) Land $100,000 Building $317,921
2023$5,539.00 (+4%)$379,405 (+3%)$444,057 (+20.55%) Land $98,000 Building $346,057
2022$5,326.00 Homeowner's exemption$368,354 Land $82,000 Building $286,354$368,354 Land $82,000 Building $286,354

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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