Polk County property record for 430 Talamone Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,719 sqft · built 2003 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $858,000 (Apr 2024) |
| Tax Bill | $5,685 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-14-687803-000080 |
| Primary APN | 26-29-14-687803-000080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,719 sqft Living Area |
| Gross Area | 3,235 sqft |
| 1st Floor Area | 2,719 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 21,000 sqft (0.482 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 516 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 392 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 294 sqft |
| Street Address | 430 TALAMONE DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-4158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TUSCANY AT WINTERSET PB 114 PGS 20 & 21 LOT 8 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 14 |
| Legal Subdivision | TUSCANY AT WINTERSET |
| Legal Tract | 687803 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 14006 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 430 TALAMONE DR, WINTER HAVEN, FL 33884-4158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage HONDA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2024 · Amount on Record |
| Deed Sale | Apr 29, 2024 · Amount on Record |
| Prior Sale | Jun 3, 2021 · Amount on Record |
| Deed Document Number | 202498866 |
| Deed Book / Page | 13096 / 1363 |
| Prior Transfer Date | Apr 27, 2007 |
| Prior Transfer Doc | 0000095243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 29, 2024 |
| Property Address | 430 TALAMONE DR, WINTER HAVEN, FL 33884-4158 |
| Document Number | 0000098866 |
| Book / Page | 13096 / 1363 |
| Map Reference | MB 114 PG 20 |
| Instrument Date | Apr 10, 2024 |
| Instrument | 2024098866 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Title Company | THE TITLE STATION INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,095.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2510 POLE LANE RD, MARION, OH 43302 |
| Name | Verified Name |
|---|
| Document Number | 0130961366 |
|---|---|
| Date | Apr 29, 2024 |
| Instrument | 13096/1366 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 3, 2021 |
| Property Address | 430 TALAMONE DR, WINTER HAVEN, FL 33884-4158 |
| Document Number | 0000143401 |
| Book / Page | 11742 / 1017 |
| Map Reference | MB 114 PG 20 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 2021143401 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 WODEN WAY, 107, WINTER HAVEN, FL 33884-2837 |
| Name | Verified Name |
|---|---|
| Address | 6253 HUGHES RD, PROSPECT, OH 43342-9602 |
| Document Number | 0117421019 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 11742/1019 |
| Name | HONDA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,852 (-10.56%) Land $100,000 Building $319,852 | $419,852 (-10.56%) Land $100,000 Building $319,852 | |
| 2025 | $5,685.00 (+0.09%) Homeowner's exemption | $469,445 (+19.21%) Land $100,000 Building $369,445 | $469,445 (+5.2%) Land $100,000 Building $369,445 |
| 2023 | $5,680.00 (+3.95%) Homeowner's exemption | $393,785 (+3%) | $446,254 (+16.72%) Land $98,000 Building $348,254 |
| 2022 | $5,464.00 Homeowner's exemption | $382,316 Land $82,000 Building $300,316 | $382,316 Land $82,000 Building $300,316 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2004–2022) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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