445 Smiley Ave, Cincinnati, OH 45246 Property Records

Hamilton County property record for 445 Smiley Ave, Cincinnati, OH 45246 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,141 sqft · built 2020
Lot Size0.159 acres (6,922 sqft)
OwnerIndividual Name on File
Last Sale$335,500 (Nov 2020)
Tax Bill$6,069 (2025)
Deeds & MortgagesMay 2022 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN599-0051-0291-00

Property Details

APN / Parcel Number

Primary APN599-0051-0291-00

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,141 sqft Living Area
Gross Area4,924 sqft
1st Floor Area1,383 sqft
2nd Floor Area1,758 sqft
Basement Area1,383 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialBrick/Stone
Lot Area6,922 sqft (0.159 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address445 SMILEY AVE
CityCINCINNATI
StateOH
Zip45246-2217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMILEY AVE 0.1589 AC LOT 2SPRINGROSE SUB SECTION 1
Legal SubdivisionSPRINGROSE SUB
Legal Lot Number2
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGDALE
Census Block Group4
Census Block4010
Census Tract21501

Owner

Source: Hamilton County records · APN 599-0051-0291-00

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address445 SMILEY AVE, CINCINNATI, OH 45246-2217
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Nov 18, 2020Warranty Deed, Subdivision Related Transfer · FHA Mortgage
RIVER CITY MORTGAGE & FINANCIAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 18, 2020 · Amount on Record
Deed SaleNov 18, 2020 · Amount on Record
Prior SaleSep 27, 2019 · Amount on Record
Deed Document Number2020121748
Deed Book / Page14298 / 2772
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address445 SMILEY AVE, CINCINNATI, OH 45246-2217
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 SMILEY AVE, CINCINNATI, OH 45246-2217

Mortgage

Document Number0000046440
DateMay 10, 2022
Book Page14664/181
Instrument2022-0046440
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueApr 01, 2052

November 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 18, 2020
Property Address445 SMILEY AVE, CINCINNATI, OH 45246-2217
Document Number0000121748
Book / Page14298 / 2772
Map ReferenceMB 471 PG 39&40
Instrument DateNov 05, 2020
Instrument2020-0121748
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,342.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4555 LAKE FOREST DR STE 450, 450, BLUE ASH, OH 45242-3760

Mortgage

Document Number0000121749
DateNov 18, 2020
Instrument2020-0121749
Lender
NameRIVER CITY MORTGAGE & FINANCIAL LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalitySpringdale City
Unified School DistrictPrinceton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,069.00 (+2.31%)$117,411 (-) Land $19,355 Building $98,056$335,460 (-) Land $55,300 Building $280,160
2024$5,932.00 (-0.03%)$117,411 (-) Land $19,355 Building $98,056
2023$5,934.00 (-8.88%)$117,411 (%) Land $19,355 Building $98,056$335,460 (-) Land $55,300 Building $280,160
2022$6,512.00 Homeowner's exemption$117,412 Land $26,618 Building $90,794
2020$335,460 Land $76,050 Building $259,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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