445 S Kemp Rd, Lima, OH 45806 Property Records

Allen County property record for 445 S Kemp Rd, Lima, OH 45806

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,847 sqft · built 1998
Lot Size	8.68 acres (378,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Aug 2016)
Tax Bill	$4,619 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-3100-03-001.000`

Property Details

APN / Parcel Number

Primary APN	`36-3100-03-001.000`
Alternative APN	`G2336310003001000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,847 sqft Living Area
Gross Area	2,463 sqft
1st Floor Area	1,248 sqft
Attic	Attic
Attic Area	599 sqft
Family Room	Family Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	378,101 sqft (8.68 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Deck Area	252 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	445 S KEMP RD
City	LIMA
State	OH
Zip	45806-9380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 JOINT TEN RTS 06-03-31
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	2
Census Block	2009
Census Tract	10802

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	445 S KEMP RD, LIMA, OH 45806-9380
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU INC
Sep 19, 2020	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2016 · Amount on Record
Deed Sale	Aug 2, 2016 · Amount on Record
Prior Sale	Mar 26, 2015 · Amount on Record
Deed Document Number	20168026
Deed Book / Page	2016 / 8026
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	445 S KEMP RD, LIMA, OH 45806-9380
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10180012102
Date	Oct 18, 2022
Book Page	2022/12102
Instrument	202210180012102

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Oct 12, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	445 S KEMP RD, LIMA, OH 45806-9380
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2280002309
Date	Feb 28, 2022
Book Page	2022/2309
Instrument	202202280002309

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	445 S KEMP RD, LIMA, OH 45806-9380
Document Number	0000011678
Instrument Date	Sep 19, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	445 S KEMP RD LIMA OH 458069380, LIMA, OH 45806-9380

Mortgage

Document Number	0000011678
Date	Sep 24, 2020
Instrument	11678

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 23, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,619.00 (+0.04%)	$103,960 (-) Land $28,600 Building $75,360	$297,000 (-) Land $81,700 Building $215,300
2024	$4,617.00 (+22.83%) Homeowner's exemption	$103,960 (+38.02%) Land $28,600 Building $75,360	$297,000 (+38.01%) Land $81,700 Building $215,300
2023	$3,759.00 (-0.84%) Homeowner's exemption	$75,320 (-) Land $20,720 Building $54,600
2022	$3,791.00 Homeowner's exemption	$75,320 Land $20,720 Building $54,600
2021			$215,200 Land $59,200 Building $156,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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