Allen County property record for 405 S Kemp Rd, Lima, OH 45806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,441 sqft · built 1950 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Aug 1990) |
| Tax Bill | $2,326 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-3100-03-001.001 |
| Primary APN | 36-3100-03-001.001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,441 sqft Living Area |
| Gross Area | 1,507 sqft |
| 1st Floor Area | 1,042 sqft |
| Attic | Attic |
| Attic Area | 399 sqft |
| Family Room | Family Room |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 50,530 sqft (1.16 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | Deck Area |
| Patio Area | 525 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 405 S KEMP RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45806-9380 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 JOINT TEN RTS 06-03-31 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AMERICAN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10802 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 S KEMP RD, LIMA, OH 45806-9380 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 1990 · Amount on Record |
| Deed Sale | Aug 2, 1990 · Amount on Record |
| Last Transfer Date | Dec 9, 2024 |
| Transfer Doc | 0000011308 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 405 S KEMP RD, LIMA, OH 45806-9380 |
| Document Number | 0000002884 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 S KEMP ROAD LIMA LIMA OH 45806, LIMA, OH 45806 |
| Document Number | 0000002884 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 2884 |
| Name | CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Mar 17, 2033 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | American Township |
| Unified School District | Shawnee Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,326.00 (+0.04%) | $52,540 (-) Land $13,620 Building $38,920 | $150,100 (-) Land $38,900 Building $111,200 |
| 2024 | $2,325.00 (+22.69%) Homeowner's exemption | $52,540 (+37.97%) Land $13,620 Building $38,920 | $150,100 (+37.96%) Land $38,900 Building $111,200 |
| 2023 | $1,895.00 (-0.84%) Homeowner's exemption | $38,080 (-) Land $9,870 Building $28,210 | |
| 2022 | $1,911.00 Homeowner's exemption | $38,080 Land $9,870 Building $28,210 | |
| 2021 | $108,800 Land $28,200 Building $80,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
May also be available: Verizon.
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