445 S Flower St, Orange, CA 92868 Property Records

Orange County property record for 445 S Flower St, Orange, CA 92868

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,146 sqft · built 1955
Lot Size	0.155 acres (6,732 sqft)
Owner	2 Individual Names on File
Last Sale	$842,000 (Apr 2023)
Tax Bill	$9,610 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`390-301-05`

Property Details

APN / Parcel Number

Primary APN	`390-301-05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,146 sqft Living Area
1st Floor Area	1,146 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,732 sqft (0.155 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	445 S FLOWER ST
City	ORANGE
State	CA
Zip	92868-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1615 BLK LOT 5
Legal Subdivision	TRACT NO 1615
Legal Tract	1615
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	4
Census Block	4001
Census Tract	76001

Owner

445 S Flower St is owned and occupied by two individuals who bought it in April 2023.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	445 S FLOWER ST, ORANGE, CA 92868-3418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 13, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2023 · Amount on File
Deed Sale	Apr 17, 2023 · Amount on File
Prior Sale	Nov 2, 2016 · Amount on File
Deed Document Number	202387496
Prior Transfer Date	Sep 1, 2010
Prior Transfer Doc	0000442095
Record Updated	Oct 29, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 17, 2023
Property Address	445 S FLOWER ST, ORANGE, CA 92868-3418
Document Number	0000087496
Map Reference	MB 83 PG 10&11
Instrument Date	Mar 23, 2023
Instrument	2023000087496
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	445 S FLOWER ST, ORANGE, CA 92868-3418

Mortgage

Document Number	0000087497
Date	Apr 17, 2023
Instrument	2023000087497

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	445 S FLOWER ST, ORANGE, CA 92868-3418
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 S FLOWER ST, ORANGE, CA 92868-3418

Mortgage

Document Number	0000205553
Date	Mar 25, 2021
Instrument	2021000205553

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	445 S FLOWER ST, ORANGE, CA 92868-3418
Document Number	0000352760
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 S FLOWER ST ORANGE CA 928683418, ORANGE, CA 92868-3418

Mortgage

Document Number	0000352760
Date	Sep 16, 2019
Instrument	352760

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 445 S Flower St was $9,610 with a homeowner's exemption, up 2.2% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$893,536 (+2%) Land $824,811 Building $68,725
2025	$9,610.00 (+2.24%) Homeowner's exemption	$876,016 Land $808,638 Building $67,378
2024	$9,399.00 (+42.02%)
2023	$6,618.00 (+1.97%)	$591,223 Land $529,968 Building $61,255
2022	$6,490.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 445 S Flower St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 445 S Flower St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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