445 S 259th St, Waterloo, NE 68069 Property Records

Douglas County property record for 445 S 259th St, Waterloo, NE 68069 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,540 sqft · built 1936
Lot Size6.33 acres (275,734 sqft)
OwnerCompany Name on File
Tax Bill$5,525 (2024)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone AE (high risk)
APN3268-0000-23

Property Details

APN / Parcel Number

Primary APN3268-0000-23
Alternative APNs
  • R2332680000
  • 2332680000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area3,540 sqft Living Area
Gross Area8,340 sqft
1st Floor Area3,540 sqft
Basement Area3,486 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 2014
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area275,734 sqft (6.33 acres)
View / LotLake
Garage TypeAttached
Garage Area1,135 sqft
Parking Spaces11 Parking Spaces

Exterior Amenities

PorchCovered Slab
Porch Area429 sqft
Deck Area206 sqft
Patio Area206 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR2332680000
Street Address445 S 259TH ST
CityWATERLOO
StateNE
Zip68069-4613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWO RIVERS FARMSTEAD LOT 14 BLOCK 0 6.33 AC
Legal SubdivisionTWO RIVERS FARMSTEAD
Legal Lot Number14
JurisdictionDOUGLAS NE
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2077
Census Tract7508

Owner

Source: Douglas County records · APN 3268-0000-23

Assessment roll updated October 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address445 S 259TH ST, WATERLOO, NE 68069-4613
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 30, 2013
Transfer Doc2014000160
Record UpdatedJun 08, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NE
Property Address445 S 259TH ST, WATERLOO, NE 68069-4613
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049395
DateJun 26, 2017
Instrument2017049395
Lender
NameCORE BANK
TypeBank
AddressOMAHA, NE 68144
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Douglas County records · Assessment roll updated October 14, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNebraska
CountyDouglas County
Unified School DistrictDouglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$622,100 (-5.56%) Land $198,600 Building $423,500$622,100 (-5.56%) Land $198,600 Building $423,500
2024$5,525.00 (-31.43%)
2023$8,057.00 (+10.34%)$658,700 Land $209,800 Building $448,900$658,700 Land $209,800 Building $448,900
2022$7,302.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Douglas County (31055C), updated March 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310550075082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 57 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims38 (1978–2024)
Claims Outside the SFHA2 of 38
Most Recent ClaimMay 2024, Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims By Storm
  • Severe Storms And Flooding, Mar 2019 · 14 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AMG Technology Investment GroupFixed Wireless (licensed-by-rule)500 / 100
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL80 / 40
JAB WirelessFixed Wireless (unlicensed)50 / 10
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, NE Colorado Cellular, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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