310 S 259th St, Waterloo, NE 68069 Property Records

Douglas County property record for 310 S 259th St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1979
Lot Size	2.13 acres (92,782 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jul 2020)
Tax Bill	$1,911 (2024)
Deeds & Mortgages	Jan 2023 Transfer Feb 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`3263-0010-23`

Property Details

APN / Parcel Number

Primary APN	`3263-0010-23`
Alternative APNs	`R2332630010` `2332630010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area
Basement Area	1,452 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	92,782 sqft (2.13 acres)
Porch	Porch
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2332630010
Street Address	310 S 259TH ST
City	WATERLOO
State	NE
Zip	68069-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	TWO RIVERS FARMSTEAD LOT 6 BLOCK 0 IRREG S 287.36 W 330 E 350 FT LT 6 2.13 AC
Legal Subdivision	TWO RIVERS FARMSTEAD
Legal Lot Number	6
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2078
Census Tract	7508

Owner

Source: Douglas County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 S 259TH ST, WATERLOO, NE 68069-4610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Intrafamily Transfer, Transfer
Feb 27, 2019	Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK
Jun 10, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 10, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	202071269
Last Transfer Date	Jan 4, 2023
Transfer Doc	0000001018
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NE
Recording Date	Jan 5, 2023
Property Address	310 S 259TH ST, WATERLOO, NE 68069-4610
Document Number	0000001018
Instrument Date	Jan 4, 2023
Instrument	2023001018
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	310 S 259TH ST, WATERLOO, NE 68069-4610
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019012909
Date	Feb 27, 2019
Instrument	2019012909

Lender

Name	COGENT BANK
Type	Bank
Address	ELKHORN, NE 68022

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	310 S 259TH ST, WATERLOO, NE 68069-4610
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021075980
Date	Jun 10, 2021
Instrument	2021075980

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jul 10, 2020
Property Address	310 S 259TH ST, WATERLOO, NE 68069-4610
Document Number	0000071269
Instrument Date	Jun 29, 2020
Instrument	71269
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	CHARTER TITLE AND ESCROW, CHARTER TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$608.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	310 S 259TH ST WATERLOO NE 680694610, WATERLOO, NE 68069-4610

Mortgage

Document Number	71270
Date	Jul 10, 2020
Instrument	71270

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$213,500 (-2.47%) Land $70,100 Building $143,400	$213,500 (-2.47%) Land $70,100 Building $143,400
2024	$1,911.00 (-28.61%)
2023	$2,677.00 (+6.99%)	$218,900 Land $70,100 Building $148,800	$218,900 Land $70,100 Building $148,800
2022	$2,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 42% of Nebraska
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 10
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, T-Mobile, Viaero Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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